Credit Risk Analyst
CurrentI analyze tax returns and company prepared financial statements to calculate debt coverage ratios and determine if properties/loans generate sufficient cash flow.I review loan agreements, promissory notes, credit memos, appraisals, tax returns, and financial statements to perform comprehensive reviews of loan relationship.I read audited financial reports for municipalities and summarize them to keep upper management up to date on any important changes to the bank's portfolio of… Show more I analyze tax returns and company prepared financial statements to calculate debt coverage ratios and determine if properties/loans generate sufficient cash flow.I review loan agreements, promissory notes, credit memos, appraisals, tax returns, and financial statements to perform comprehensive reviews of loan relationship.I read audited financial reports for municipalities and summarize them to keep upper management up to date on any important changes to the bank's portfolio of municipal bonds. Show less