Thomas Whitford Email & Phone Number

Philadelphia, Pa, Us

Greater New York City Area

Solution architect for Apple and General Motors credit cards, Apple savings account, Marcus branded checking debit cards, buy now pay later, and Amazon seller financing. Solutions included application architecture design , cloud and on-prem infrastructure, and detailed reviews with tech risk, auditors, and governance groups.Managed integration and technical relationships with partners, credit card networks and issuing platform vendors.Authored majority of architecture and design documents across all consumer products used for governance, cross-functional initiatives, training and executive presentations.

New York, Ny

• Managed the launch of OnDeck’s term loan products in Australia by leading the program management, defining the product launch requirements, and creating the implementation architecture. The project was completed in 6 months from conception to launch.• Organized and staffed the Program Management Organization within OnDeck and established program management as a best practice, coordinated with agile development, for delivering successful business initiatives. • Drove business architecture solution for the issuing of a just-in-time prepaid card that could be used by small businesses to access their line of credit. Coordinated internally with business development, finance, and product management. Sourced external partners for the solution including potential issuing banks and issuing processors.

Baltimore, Maryland Area

■ Concurrently commanded roles of business architect, credit product manager, and project manager of the team that successfully launched and grew the Bill Me Later online credit product. PayPal, Inc. acquired the business in 2008 for $950M.■ Spearheaded solutions development for global credit with a focus on US, UK, Germany, Australia, France, and Canada; effectively partnered with international business, product, and legal experts on solution design.■ Pioneered the pilot solution for PayPal Working Capital, subsequently deployed in the US, UK, and Australia.■ Led solution development and integration administration of Bill Me Later product into PayPal and Ebay.■ Integration and lead sales engineer for merchant integration into the Bill Me Later payment network. Strategic merchants included Amazon, Apple, Costco, Hewlett Packard, and JetBlue.■ Designed and directed solution for internet marketing and credit terms delivery through Akamai content delivery network.■ Integrated the Bill Me Later product into acquirers, gateways, and ecommerce products, including Chase Paymentech, First Data Corp. Total Systems, Cybersource, and Cardinal Commerce., in collaboration with payment network partners.

Greater Philadelphia Area

Key engagements included:- Deutsche Bank - Internet based investment application- Bill Me Later - Initial launch of eCommerce payment product- Juniper Bank (now Barclay Card) - Internet bank launch with focus on omni-channel customer service

Wilmington, Delaware

Managed multiple project in credit card issuing and information systems.Implemented call center technology solutions and deployed at multiple US locations.

Mba, Finance

Bachelor Of Science (Bs), Business Administration And Management, General

Associate Of Science - As, Computer Science