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Highly effective fintech and banking professional instrumental in aligning technical solutions with enterprise strategies. As a solution architect designs and delivers mission critical technology that meets business, product, operational, tech risk, and compliance requirements. Consistently deliver comprehensive global results by applying broad based skill set spanning credit and payments expertise and hands-on integration experience. Facilitative and engaging communicator; adeptly collaborates with diverse enterprise stakeholders, providing dynamic leadership in heavily matrixed environments.
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Independent ConsultantWhitford ConsultingPhiladelphia, Pa, Us -
Vice President, Solution Architect, Consumer Financial TechnologyGoldman Sachs Aug 2017 - Apr 2023Greater New York City AreaSolution architect for Apple and General Motors credit cards, Apple savings account, Marcus branded checking debit cards, buy now pay later, and Amazon seller financing. Solutions included application architecture design , cloud and on-prem infrastructure, and detailed reviews with tech risk, auditors, and governance groups.Managed integration and technical relationships with partners, credit card networks and issuing platform vendors.Authored majority of architecture and design documents across all consumer products used for governance, cross-functional initiatives, training and executive presentations. -
Senior Director, Business Solutions ArchitectureOndeck Mar 2015 - Feb 2017New York, Ny• Managed the launch of OnDeck’s term loan products in Australia by leading the program management, defining the product launch requirements, and creating the implementation architecture. The project was completed in 6 months from conception to launch.• Organized and staffed the Program Management Organization within OnDeck and established program management as a best practice, coordinated with agile development, for delivering successful business initiatives. • Drove business architecture solution for the issuing of a just-in-time prepaid card that could be used by small businesses to access their line of credit. Coordinated internally with business development, finance, and product management. Sourced external partners for the solution including potential issuing banks and issuing processors. -
Senior Director, Credit Product ArchitecturePaypal Jan 2003 - Feb 2015Baltimore, Maryland Area■ Concurrently commanded roles of business architect, credit product manager, and project manager of the team that successfully launched and grew the Bill Me Later online credit product. PayPal, Inc. acquired the business in 2008 for $950M.■ Spearheaded solutions development for global credit with a focus on US, UK, Germany, Australia, France, and Canada; effectively partnered with international business, product, and legal experts on solution design.■ Pioneered the pilot solution for PayPal Working Capital, subsequently deployed in the US, UK, and Australia.■ Led solution development and integration administration of Bill Me Later product into PayPal and Ebay.■ Integration and lead sales engineer for merchant integration into the Bill Me Later payment network. Strategic merchants included Amazon, Apple, Costco, Hewlett Packard, and JetBlue.■ Designed and directed solution for internet marketing and credit terms delivery through Akamai content delivery network.■ Integrated the Bill Me Later product into acquirers, gateways, and ecommerce products, including Chase Paymentech, First Data Corp. Total Systems, Cybersource, and Cardinal Commerce., in collaboration with payment network partners. -
Consulting Business ArchitectKaloke Technologies Jan 2000 - Dec 2002Greater Philadelphia AreaKey engagements included:- Deutsche Bank - Internet based investment application- Bill Me Later - Initial launch of eCommerce payment product- Juniper Bank (now Barclay Card) - Internet bank launch with focus on omni-channel customer service
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Vp, Development Manager / Business ArchitectFirst Usa Bank / Bank One (Now Part Of Jp Morgan Chase & Co.) 1993 - 2000Wilmington, DelawareManaged multiple project in credit card issuing and information systems.Implemented call center technology solutions and deployed at multiple US locations.
Thomas Whitford Skills
Thomas Whitford Education Details
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Business Administration And Management, General -
Computer Science
Frequently Asked Questions about Thomas Whitford
What company does Thomas Whitford work for?
Thomas Whitford works for Whitford Consulting
What is Thomas Whitford's role at the current company?
Thomas Whitford's current role is Independent Consultant.
What is Thomas Whitford's email address?
Thomas Whitford's email address is to****@****ter.com
What is Thomas Whitford's direct phone number?
Thomas Whitford's direct phone number is +130227*****
What schools did Thomas Whitford attend?
Thomas Whitford attended University Of Delaware - Lerner College Of Business And Economics, Alfred Lerner College Of Business & Economics At University Of Delaware, Delaware Technical Community College.
What are some of Thomas Whitford's interests?
Thomas Whitford has interest in Personal Development Training, Health, Nutrition, Public Speaking, Entertainment, New Technologies, Fitness, Human Rights, Animal Welfare, Wealth Creation.
What skills is Thomas Whitford known for?
Thomas Whitford has skills like Payments, E Payments, E Commerce, Mobile Payments, Product Management, Management, Payment Systems, Credit, Financial Services, Electronic Payments, Banking, Analytics.
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