Thomas is the President of Lead+ Wholesale Lending, a full-service mortgage banker providing innovative financing solutions to address the challenges of today's economic and regulatory environment. He has been an industry leader in Non-QM (Non-Qualified Mortgage) lending. He has a strong background in strategic planning, sales management, credit administration, and operational processes. Prior to his role at Lead+, he held management positions at Vista Point Mortgage, Excelerate Captial , Pacific Mercantile and Banc of California; co-authored the best-selling book The Mortgage Maze; continuing contributor of Forbes.com. Thomas attended UCLA.