Tim Drew Email & Phone Number

Irvine, Ca, Us

Los Angeles, California, Us

• Manage portfolio of commercial lines of credit, term loans, and commercial real estate loans, as well as underwrite new loan opportunities and conduct ongoing credit reviews• Develop processes and procedures for new product lines, and standardize analysis within the bank's software platforms and Microsoft Excel so that templates can be used across departments• Evaluate initial credit proposals and business screening memos to prepare credit risk ranking recommendations• Analyze client financials, credit reports, and appraisals to develop historical cash flow and repayment analysis for the proposed loans• Oversee site visits and attend bank/customer meetings

Sandy, Utah, Us

• Manage portfolio of commercial and industrial lines of credit, term loans, and commercial real estate loans up to $20,000,000, as well as underwrite new loan opportunities and conduct ongoing credit reviews.• Underwrite new loan opportunities for the bank’s Solar Lending/Leasing program, consisting of solar PPA analysis and business cash flow analysis• Evaluate initial credit proposals and business screening memos to prepare credit risk ranking recommendations.• Analyze client financials, credit reports, and appraisals to develop historical cash flow and repayment analysis for the proposed loans.• Conduct market research on relevant client industries for senior management.• Oversee site visits and attend bank/customer meetings.

San Diego, Ca, Us

• Underwrite new loan opportunities up to $20,000,000 and conduct ongoing credit reviews of existing clients on a monthly, quarterly, and annual basis• Evaluate initial credit proposals and business screening memos to prepare written credit risk ranking recommendations for senior management • Analyze historical cash flow and develop proforma forecasts using client financials and rent roll statements• Conduct market research on relevant client industries for senior management • Oversee site visits and attend bank/customer meetings

Irvine, Ca, Us

-Manage portfolio of over C&I lines of credit, term loans, as well as commercial real estate loans up to $10,000,000-Responsible for the monitoring and ongoing credit review of individual accounts through regular credit review process-Evaluating credit proposals and business screening memos to make written credit recommendations to management-Build and analyze historical cash flow & debt servicing forecasts from client financial statements and ongoing client performance-Conduct site visits in performing due diligence and attending bank/customer meetings -Maintain relationship with the bank's clients within my portfolio-Member of the Credit Advisory Committee responsible for implementing and advising on new procedures

Irvine, Ca, Us

-Manage portfolio of over 100 lines of credit, term loans, and commercial real estate loans up to $2,000,000-Underwriting of new loans and modifications to existing credits with the bank-Build and analyze historical cash flow & debt servicing forecasts from client financial statements and ongoing client performance-Create weekly, monthly, and quarterly risk reports for myself, other credit analysts, and portfolio managers to determine departments overall performance-Maintain relationship with the bank's clients within my portfolio-Assist portfolio managers in the underwriting process of their loan portfolio

Irvine, Ca, Us

-Manage portfolio of over 100 lines of credit, term loans, and commercial real estate loans up to $1,000,000-Build and analyze historical cash flow & debt servicing forecasts from client financial statements and ongoing client performance-Create weekly, monthly, and quarterly risk reports for myself, other credit analysts, and portfolio managers to determine departments overall performance-Maintain relationship with the bank's clients within my portfolio-Assist portfolio managers in the underwriting process of their loan portfolio

Founder, owner, and operator of Equitas Apparel. I founded Equitas Apparel with the idea of raising money for two important American organizations, Planned Parenthood and the ACLU, to which 30% of all profit generated was donated. During the 2 years Equitas Apparel was in operation, I sold over 750 shirts, and participated in Women's March 2017 and Women's March 2018 as a vendor.The American Civil Liberties Union (ACLU) is a nonpartisan nonprofit organization whose stated mission is "to defend and preserve the individual rights and liberties guaranteed to every person in this country by the Constitution and laws of the United States."Planned Parenthood is a trusted health care provider, an informed educator, a passionate advocate, and a global partner helping similar organizations around the world. Planned Parenthood delivers vital reproductive health care, sex education, and information to millions of women, men, and young people worldwide.

New York, Ny, Us

-Managed teller drawer and bank vault balances-Fulfilled bank transactions for customers -Connected customers with bankers and other in-branch staff to meet customer’s needs-Promotion and sales of company products, accounts, and services-Communicated professionally and in a friendly manner with customers to resolve account issues

-Assistant to employer for day to day operations-Contacted company leads and vendors-Filing within office setting-Data input and analysis using Microsoft Excel and Access-Prepared presentations for company meetings and events-Coordinated company events (Open houses and company meetings)

-Assisted employer with handling repairs and daily operations-Identified and contacted potential buyers and sellers-Managed sales web page, email, online communication, and presence -Research for products through internet sites including Auto Trader and Craigslist-Detailing of cars, includes: washing, cleaning, vacuuming, polishing

Bachelor Of Business Administration (Ba), Finance, General

Ged, General Studies