Tim Kraushaar

Tim Kraushaar Email and Phone Number

Director of Underwriting at Sameday Auto Finance @
Tim Kraushaar's Location
Argyle, Texas, United States, United States
Tim Kraushaar's Contact Details

Tim Kraushaar personal email

n/a
About Tim Kraushaar

I have been in the banking and lending industry, both direct and indirect, for over 24 years. The majority of my recent history has been in underwriting and sales in the indirect automotive finance industry.

Tim Kraushaar's Current Company Details
Sameday Auto Finance

Sameday Auto Finance

Director of Underwriting at Sameday Auto Finance
Tim Kraushaar Work Experience Details
  • Sameday Auto Finance
    Credit Underwriter
    Sameday Auto Finance Jul 2021 - Present
    Bedford, Texas, United States
  • Musa Auto Finance
    Sr Credit Underwriter At Musa Auto Finance
    Musa Auto Finance Jul 2020 - Jul 2021
    Addison, Texas, United States
  • Skopos Financial
    Senior Credit Underwriter
    Skopos Financial Feb 2013 - Jul 2020
    Irving Tx
    I was hired on with Skopos, a startup company that specializes in subprime automobile financing, shortly after they opened to help set up and train new employees on credit procedures and to work as a loan officer averaging 4000 applications a month. My job details include training, indirect underwriting, negotiating over the phone with car dealer finance personnel and to assist our own Skopos sales representatives. My job is to underwrite and convert the approved and countered applications into loans to increase our outstandings while maintaining a mixed and profitable portfolio. My responsibilities also include daily contact with our funding department manager and employees in regards to overseeing exceptions and to help streamline procedures for quick and efficient funding.
  • Bank Of America
    Credit Underwriter
    Bank Of America Jul 2007 - Feb 2013
    Dallas-Fort Worth Metroplex
    Senior Credit Underwriter, Dealer Financial Services Assessed an average of 1500 indirect credit applications per month submitted from automobile and recreational vehicle dealerships. Generated $181 million in new loans per year which results in $2.6 million net profit. Grew new loan volume in the state of Oklahoma from $5 million monthly to an average of over $14 million per month. Sole underwriter for Hertz Car Sales growing the portfolio from zero to an average of $1.8 million per month in less than 12 months. I had personal and phone contact daily with finance directors and general sales managers of automobile and recreational vehicle dealerships. Had constant contact with marketing representative. Received annual training on current banking policies and regulations. Participated in system testing and upgrading. Trained new hires. Worked with risk management to develop maximum risk adjusted spread. Adjusted buying habits to meet the demands of an ever changing market. Worked with funding department daily to insure quick loan processing.
  • Regional Acceptance Corporation
    Senior Credit Underwriter
    Regional Acceptance Corporation Apr 2005 - Jul 2007
    Plano Tx
    Indirect credit underwriter decisioning and closing an average of 800 applications per month.
  • Fair Lease
    Lease Consultant
    Fair Lease May 2003 - Apr 2005
    Dallas Tx
    Prepared lease applications for underwriter review. Communicated lease approvals to dealers to secure the lease contract. Wrote up lease agreements and trained finance directors on the benefits and profitability of leasing.

Tim Kraushaar Skills

Finance Credit Loans Banking Risk Management Relationship Management Credit Analysis Credit Risk Portfolio Management Financial Analysis

Frequently Asked Questions about Tim Kraushaar

What company does Tim Kraushaar work for?

Tim Kraushaar works for Sameday Auto Finance

What is Tim Kraushaar's role at the current company?

Tim Kraushaar's current role is Director of Underwriting at Sameday Auto Finance.

What is Tim Kraushaar's email address?

Tim Kraushaar's email address is ti****@****uto.com

What skills is Tim Kraushaar known for?

Tim Kraushaar has skills like Finance, Credit, Loans, Banking, Risk Management, Relationship Management, Credit Analysis, Credit Risk, Portfolio Management, Financial Analysis.

Not the Tim Kraushaar you were looking for?

Free Chrome Extension

Find emails, phones & company data instantly

Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Get Chrome Extension - Free

Aero Online

Your AI prospecting assistant

Download 750 million emails and 100 million phone numbers

Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.