Solving employers' s health care financing problems with multidisciplinary expertise and extensive industry relationships. Financial Hobbies: Energy Speculation/ Real Estate Investing

Consulted for premier customers on all aspects of self funding; rating, health reform modeling, stop loss selection, benefit analysis, and regulatory compliance. Responsible for all new business and renewal pricing, all reserving, business forecasting, health care informatics, and regulatory product development for three subsidiaries of Independence. Led a team of professionals in all aspects of health care financing analysis. Developed recent college graduates into health care financing analysts with eventual expertise in underwriting, actuarial, health reform modeling, SQL, informatics, regulatory filings, and company forecasting.