Tim Spears, Cpa Email & Phone Number

Peoria, Il, Us

Peoria, Illinois, United States

Peoria, Illinois, United States

Peoria, Illinois, United States

Job SummaryAssess the risk of extending credit to both individuals and other businesses based on their credit profiles. Assist management and lends in evaluating commercial loan requests by analyzing repayment capacity and preparing presentations to bank loan committees.Essential Duties and Responsibilities•Work with commercial loan officers to prepare presentations for commercial credits, specializing in real estate transactions and municipalities.•Create cash flow… Show more Job SummaryAssess the risk of extending credit to both individuals and other businesses based on their credit profiles. Assist management and lends in evaluating commercial loan requests by analyzing repayment capacity and preparing presentations to bank loan committees.Essential Duties and Responsibilities•Work with commercial loan officers to prepare presentations for commercial credits, specializing in real estate transactions and municipalities.•Create cash flow analysis, financial statement spreads, and financial ratios to determine repayment source and ability.•Evaluate business financials and provide analysis of other pertinent aspects of the customer's credit profile. Show less

Peoria, Illinois Area

•Evaluate commercial loan relationships to determine the borrower’s financial condition, proper documentation, and loan approval•Analyze credit data and financial statements including cash flow analysis, leverage, and liquidity•Review overall risk rating of borrowers based on five criteria: cash flow, balance sheet, collateral, business/industry, and quality of financial information•Audit loan documentation to ensure required documents have been obtained, are through, and accurate

Hawaiian Islands

I was the Staffing Executive for the Salaried Professional Services division of Robert Half International. Salaried Professional Services provides accounting and financial professionals for recurring projects or long term interim work, when staff continuity is imperative. Our consultants have chosen a full time career with Robert Half International, with a set salary and benefits, and therefore ensures that they have 100% focus and will stay on until the project is finished. Similar to… Show more I was the Staffing Executive for the Salaried Professional Services division of Robert Half International. Salaried Professional Services provides accounting and financial professionals for recurring projects or long term interim work, when staff continuity is imperative. Our consultants have chosen a full time career with Robert Half International, with a set salary and benefits, and therefore ensures that they have 100% focus and will stay on until the project is finished. Similar to what you get from CPA or consulting firms, we can offer candidates of any level at a 30-50% savings compared to similar services. Show less

Greater Denver Area

•Record and file day to day Accounts Payable and Accounts Receivable entries•Log monthly revenue and expenses for 627 oil wells totaling in excess of $230 Million•Assist with reconciliation of accounting books as well as end of month and end of year financials•Facilitate with the company buy-out transition

Greater Denver Area

•Reviewed and evaluated 30 Mortgage Backed Securities with a total value of over $25 Billion on a monthly basis•Ensured that servicers were in compliance with federal and state regulations on individual mortgages in each MBS•Identified appropriate steps to ensure maximal financial gains and minimal losses for my clients•Generated and interpreted monthly performance reports and financial summary statements for each MBS

Peoria, Illinois Area

While continuing my role as a Pricing Analyst, I also took on the role as a Pricing Consultant. With this new role came new responsibilities including:•Analyzing revenue performance, market share, and inventory levels to create individual market strategies for all clients•Creating strategies for large televisions events such as the Super Bowl, Olympics, and Political seasons•Reviewing and interpreting financial trends to determine supply and demand within the local and national… Show more While continuing my role as a Pricing Analyst, I also took on the role as a Pricing Consultant. With this new role came new responsibilities including:•Analyzing revenue performance, market share, and inventory levels to create individual market strategies for all clients•Creating strategies for large televisions events such as the Super Bowl, Olympics, and Political seasons•Reviewing and interpreting financial trends to determine supply and demand within the local and national markets•Forecasting projected monthly revenue based on estimated demand and remaining supply•Developing yearly budgets that estimated revenue on both the market and client level Show less

Peoria, Illinois Area

•Created and facilitated the In-Depth Analyst Training program to further educate Analyst on the role of the Consultant to promote transparency and efficiency •Researched, analyzed, and interpreted pricing data for over 40 clients on a weekly basis•Determined optimal pricing rates for individual programs based on supply and demand charts, historical data, and national ratings system•Prepared each client meeting with updated financial information and any changes in… Show more •Created and facilitated the In-Depth Analyst Training program to further educate Analyst on the role of the Consultant to promote transparency and efficiency •Researched, analyzed, and interpreted pricing data for over 40 clients on a weekly basis•Determined optimal pricing rates for individual programs based on supply and demand charts, historical data, and national ratings system•Prepared each client meeting with updated financial information and any changes in programing•Provided ongoing customer support to clients which included answering questions and weekly pricing reports Show less

Peoria, Illinois Area

I was hired on as a Stock Boy; sacking and carrying out groceries for customers, restocking shelves, unloading shipments, and helping to keep the store clean. I was then promoted to Store Manager becoming one of the youngest managers in the stores history. My responsibilities grew to overseeing all departments in the store, keeping all the cash registers balanced, and dealing with customer issues as they arose.

Peoria, Illinois Area

Master'S Degree, Accounting

Bachelor’S Degree, Finance, Entrepreneurship

Activities and Societies: Alpha Kappa Psi Business Fraternity

Associate In Arts And Science, Business Administration

Activities and Societies: Phi Theta Kappa National Honor Society