PROFILE TIM TOWNSEND CFPPrivate Client Adviser Partner - TownsendCobain Pty LtdEmail: tim.townsend@tcpartners.com.auWebsite: www.tcpartners.com.auTim Townsend has been in the finance industry for the past 30 years, specialising in financial planning. During his early years he spent almost 10 years establishing and building Outlook Financial Planning, a credit union based financial planning company. Tim moved from Outlook to take up the role, for five years, as National Manager — Financial Planning for Perpetual Private Clients.In that role he developed the financial planning services and processes for the Private Clients Division and drove the delivery of those services both internally and to external financial planning professionals. In addition, Tim continued to personally advise high net worth clients.As Chief Executive Officer, WHK Financial Planning, the financial planning division of WHK Group, Tim spent a further five years with the responsibility for building financial planning across the WHK Group.After ten years in senior management, Tim became a Principal of WHK Melbourne, allowing him to return to his first love: focusing on delivery of personal advice and support. He has been recognised for driving change in business with a willingness to move ahead of the developing expectations of the financial advice profession.In 2013, Tim joined with his business partner, Rod Cobain, to establish their private practice TownsendCobain - Private Wealth Partners. Self licensed and autonomous from any service providers and investment products, the practice is designed to operate in the interests of their clients.Unique as an adviser and consultant, Tim not only speaks and advises on industry issues, but is personally responsible for day-to-day business management and delivery of advice to high net worth clients.This places Tim in the position of not only speaking from past experience and the lessons learned, but the need to make that advice work as he co-drives the private practice of TownsendCobain – Private Wealth Partners forward.