A highly effective Business Manager with a strong track record of delivering superior results for providers of retail credit within the U.K., personally responsible for recruiting and managing over £1billion of new business. Comprehensive Consumer Credit experience, Business Development,Account Management, Risk, Operations and Finance. Consistantly producing results in complex and competitive environments. Established profitable long standing business relationships with directors and key decision makers within Blue Chip retail corporate's.Effectively Managing Target data base's, Business Development, Sales Presentations,Contract Negociation's, Key Account Management, Delivering the right return and managing potential Risk.Excellent Networking skills and engagement of key Stakeholder's, remaining in contact with key decision makers within the U.K retail market place.Personable with excellent influencing characteristics for good relationship management. Superior commercial skills including contract negotiation, driving forward business profitability. Conversant with pricing/risk strategies, with the ability to make clear, decisive decisions easily balancing sales verses risk. Identifies new opportunities, constantly developing, utilising in house development opportunities, secondments, consultancy along with short term contracts and project work. Looking for further opportunities within the Banking and Finance markets, especially focusing on Commercial and Corporate sectors, utilising key Relationship Management skills to further develop business opportunities with major corporate accounts.Specialties: New Business Acquisition, Business Development, Negotiation Skills, Presentations, Training, Commercially Astute, Self Motivated, Finance and Leasing Diploma Knowledgeable re CCA 1974, 2005 amendments, CCD and FSA regulations. Section 75, 56 and advertising regulations