Consulting Engagement helping Everbank’s CIO, with strategy, design and execution, including org design and budget forecasting, for Enterprise Data Warehouse, Architecture, Operational Data Stores and data services.

The position of Chief Data Officer is new to EverBank and recognizes the criticality of growing and developing the data assets to support EverBank’s increasingly sophisticated marketing, analytic and operational needs. The Chief Data Officer (CDO) role is responsible for:· Vision and strategy for all data management activities· Champion & leader for enterprise data management, governance and data quality · Data distribution and use of data across the enterprise to ensure compliance· Establishes data policies, standards, organization and enforcement of IM concepts· Executive-level responsibility for all enterprise IM budgeting and initiatives· Implementing operational strategy and planning execution in order to achieve business goals

Accountable for leading all aspects of Information Technology, Systems, Platforms, and Infrastructure for US Assure Inc., a $250MM in managed premium and $600MM in servicing national insurance brokerage and program administrator with 30,000 distributors across the US and Canada. Accountable for strategy and architecture development, budgeting, talent management, vendor and partner relations, and the development and support of all applications, platforms, network telephony infrastructure and Disaster Recovery. Served as a Change Agent, migrating the company from outdated systems and processes to cutting edge technology.Business:- Business and vendor partnership development- IT budget forecast and management- Contract and license management- Network and Telephony Infrastructure for servicing and program administration and 30K producing agents across US and CanadaOperations:- Multiple Data Centers (redundant fail over, leveraging private cloud)- Virtualized (VM Ware) environments with data replication for disaster recovery- Leveraging cloud based computing and ASP vendor partners for flexibility and scaling- VOIP cloud based telephony technology, leveraging soft PBX switch and cloud based customer contact center for our call center operations- Help Desk and call center support- Road map for architecting flexible, scalable and secure infrastructure that supports 8 Carrier partners and 30K distributors across the US and Canada- MPLS (BGP) managed voice and data networkDevelopment:- Custom application development (MVC, .Net, SQL, Domino, ETL)- Real-time (Web service/Message queues) and batch integration with partner platforms- Custom Policy Administration platforms- Web page development and integration- Enterprise data warehouseCompliance:- Network and asset security management and data compliance- Disaster Recovery and Business continuity management - Annual Audit management

• Managing $50+MM in annual investment spend across lines of business; leading teams of 300+ people• Setting and delivering target strategy for data services infrastructure to support Retail and Commercial Banking, Credit Card, Auto Lending, Mortgage, and back office Risk Management functions• People Champion for division accountable for setting and driving strategic initiatives pertaining to performance management, people development, morale, associate recognition, and community involvement• Leading data and technology strategy to define target architecture for BASEL II, a capital management banking compliance standard• Successfully integrated data services functions across multiple lines of business (Card, Auto, Mortgage, Retail Banking, Commercial Banking, and Internet servicing)• Leading change management initiatives including migration of end users, data and processes to end state target platforms • Driving data infrastructure strategy that includes real-time services, BI analytic/operational reporting, ETL, data warehouse modeling and operational data stores across various lines of business, platforms and regions• Created 360 Customer View across product lines via batch and real time services to achieve competitive advantage in marketing strategies, customer servicing, and supporting loss mitigation activities• Architecting integration of newly acquired bank entities in order to meet regulatory, compliance, governance, marketing and servicing needs of the organization• Architecting contact data management approach to enable better collections, recoveries and marketing approaches• Enabled online service strategies and customer behavior analysis by enhancing internet analytics

• Led strategy and technical delivery of enterprise customer data management platforms across all lines of business including, Card, Internet, Banking, Auto, IL’s, Mortgage, and Specialty Lending• Managed multiple platforms including the Enterprise Data Warehouse, relationship management system and customer profiles available via batch and real-time services• Led Internet analytics infrastructure for closed loop marketing via web page tagging strategies, page flow analysis and click stream data capture; cited as leading edge by industry consultants• Led data capture and sourcing strategy for Legal, Regulatory, Compliance and Privacy functions for OFAC, Sarbox, FCRA, FACTA, PCI and OCC reporting• Drove enterprise data governance initiatives across lines of business to ensure compliance with appropriate laws and regulations• Created business case, set strategy and implemented a real-time web service based 24/7 operational Customer Data Integration platform with a 165+MM record footprint across all lines of business• Designed and built out infrastructure for enterprise cross sell and channel optimization initiatives • Led the strategy and implementation of enterprise Customer Profile for behavior and segment analysis and servicing• Developed a target architecture and data roadmap with prioritization processes to support an enterprise Customer View

• Developed strategy and led technical delivery of 30 Terabyte credit card data warehouse build on Teradata with 22 subject areas; led data conversion including development processes, conversions, user remediation, and legacy decommissioning strategy, methodology and approach• Led development of 2 year $42MM program with a team of 160, including technical leads, designers, developers, data movement analysts, logical / physical modelers, and testers• Managed multi-million dollar statements of work with vendor and consultant partners• Performed on-sight assessments of potential Mexican partnerships focusing on data environments and their ability to support Capital One’s Information Based Strategy methodology in regards to global product insights, data mining, direct marketing, and credit risk management

• Program leadership responsible for setting direction and development of IT business case resulting in $50MM investment• Migrated applications, users, reporting, and data from legacy operations, back office and marketing to target platform• Managed large and diverse set of development teams with budget and audit activities of a $50MM platform conversion program• Led design and implementation of application migration factory process, $30MM forecast with inventory, estimation model, priority framework with concurrent development streams • Led the development and implementation of data and server decommissioning process and strategy• Set up first offshore ETL development environment, process, and interaction model at Capital One

• South Africa Joint Venture: Developed long term data strategy for data warehousing and Information based marketing; developed Data Analyst/MIS/IT org design, intake and prioritization process working with our strategic partner Nedcor Bank• Direct Marketing Center (DMC): Managed DW environments, MIS, Quality Response, Analysis support, help desk and reporting functions; managed the Rapid Application Development team supporting ~30 applications• Credit Recovery Services: Part of Leadership team that created a start up recoveries business within Capital One. Led development of data management strategy and ongoing support of the MIS and DW functions; developed decision support systems used in portfolio evaluations and pricing and the development of new products and services; Created information profiles of customers, accounts and portfolios for implementing solicitations, tests, and strategies; managed data for statistical modeling, measuring key business metrics, portfolio valuation, forecasting, and general P&L, and F&A required reporting. Set up data capture processes for Dialer and phone switch infrastructure to support Call center operations and staff forecasting• UK & Canada Card Business Startups: Led infrastructure development for prospecting, modeling, soliciting, account management, and risk based pricing strategies for UK & Canada businesses; partnered with Bank of Scotland and Canada Trust in managing account base and implementing information based strategies and converting data from existing structures into new DSS platforms• Marketing & Analysis Risk Management: Accountable for model scoring updates, Secured Card deposit process, pre-collections risk streaming, random number generation for account base, NPV analysis process support, and managed portfolio asset securitization process for securing capital; Performed on sight assessments of FDR, TSYS, and CAMS billing systems and their ability to support Capital One’s IBS methodology

• Set functional direction for IT organization and project teams for multi divisional initiatives pertaining to system development, data warehousing and reporting functions• Performed system design and analysis, programming and business analysis for divisional initiatives• Established project development teams, spec design, documentation and implemented reporting for new systems• Provided extensive communication and training across divisions

• Accountable for all aspects of Information Technology and operational systems and staff across both companies• Managed and performed installs, upgrades, and conversions of AS/400, networks, and PC’s• Accountable for hardware/software purchasing and budgeting decisions across organizations • Developed and implemented programs for customer profiling• Managed accounting cycles, month end closings, inventories, & billing cycles on system• Installed an ethernet network for POS’s in stores and implemented Web site storefront• Developed relational database applications for Customer, General Ledger, Sales & Inventory data

• Managed chart of accounts for holding and subsidiary companies• Monitored control accounts and reconciled Dun & Bradstreet general ledger• Designed, developed and maintained EMR & Information Expert reports• Developed GUI systems for end users based on relational databases• Successfully delivered insourced ADP Payroll conversion • Developed & maintained computer hardware/software fiscal budget • Set up and maintained EDI transactions with banks and vendors