Tim Gellings Email & Phone Number

Ankeny, Iowa, United States

Ankeny, Iowa, United States

- Managed credit team of 5 Portfolio Managers and 2 Credit Analysts by reviewing loan presentations, providing team and individual training/coaching, managing the work flow of credits being underwritten and reassigning deals as necessary.- Helped the commercial loan team reduce the number of over 90 day past due financial statement requirements by 15.81% by setting up scheduled reviews of the past due report list during weekly credit team meetings and reassigning analysts to provide support to specific portfolios.- Utilized BankLabs to review and approve over advances on residential construction projections in excess of $20,000.- Helped develop a new Small Business underwriting template to be used across all charters within the holding company.- Helped coordinate credit department in preparation of Fed and FHLB exams.

Des Moines, Iowa Area

Greater Minneapolis-St. Paul Area

- Analyzes financial statements and borrower strategy to identify performance trends and communicate credit risks through written loan presentations for commercial loan requests in excess of $10MM+. - Collaborated with Chief Credit Officer to develop proprietary commercial construction-funding model used to evaluate bank wide projections for funding and roll off of new construction projects.- Provides one on one credit underwriting training and mentorship to junior credit analyst. - Developed annual review and financial statement tracking reporting dashboard used to inform executive management team of commercial loan administration efficiency in the Minnesota market. - Coordinates credit team resources post-merger by reallocating loan requests based on analyst availability, leading monthly credit department training and revising loan presentation templates.

Madison, Wisconsin Area

- Designed 3-stage stress test model used to examine potential negative impact of rising interest rates and debt structuring options on financial performance of commercial borrowers.- Served as credit leader for South Central Wisconsin Regional Market and worked with regional president to manage loan request pipeline through weekly meetings & reduce number of past due loans in region by 25%.- Mentored and trained 3 credit analysts by providing feedback on analysis within loan presentation drafts.

Monona, Wi

- Created commercial real estate loan portfolio stress test model to examine bank wide real estate concentrations and effects to portfolio in a rising interest rate environment. Results presented to regulators during bank examination.- Performed 40+ real estate appraisal validations on commercial multi-family properties utilizing real estate market data to determine collateral values.- Conducted on-site collateral inspections of multi-site auto dealer for auto floor plan line.

Brookfield, Wi

- Underwrote C&I and real estate commercial loans for private and publicly traded companies in excess of $15MM.

- Reduced property taxes on bank owned real estate through county appeals process, coordinated bank contractors for property preservation, conducted real estate showings and marketed existing bank properties to prospective buyers.

- Served customers in the drive up window and lobby processing transactions and assists patrons with lock boxes, wrapping loose coin for redistribution, and issuing official checks.

Freeport, Il

- Worked both in the lobby and drive up window processing normal transactions and issuing other items such as official checks, travelers’ checks, and license plate stickers. - Handled payroll for the bank on an interim basis until a replacement could be hired. - Traveled and worked at different branches of the bank when needed as well as helped at sponsored activities such as customer appreciation day.

Master Of Business Administration (M.B.A.), Finance With Emphasis In Corporate Finance & Investment Banking

Bachelor Of Science, Finance

Activities and Societies: Golden Key International Honour Society and Finance Association

Associates Of Science, Business

Activities and Societies: Phi Theta Kappa