Timothy Meder Email & Phone Number

Columbus, Ohio Metropolitan Area

• Responsible for overall management of commercial credit delivery channel for $2B bank • Worked closely with senior management and various LOB's of the bank to develop credit underwriting processes, portfolio monitoring, policy formation, and risk rating model• Coordinated 3rd party and regulatory commercial loan audits; primary liaison with federal regulatory agencies• Oversaw significant growth of commercial portfolio, averaging CAGR of over 20% since 2017, while maintaining strong credit discipline and portfolio quality• Recruited, developed, and managed Commercial Credit team located in 3 major Ohio metros• Collaborated closely with 3rd party vendors on stress-testing, portfolio modeling, and balance sheet initiatives of the bank

Columbus, Ohio Area

Columbus, Ohio Area

• Provided ongoing management and coaching of team of Credit professionals for Middle Market lending activities of bank in region with commitments of over $1.2 billion.• Advised Credit and Line of Business personnel on company’s Credit policies and procedures, ensuring overall compliance and recommending loan-structuring changes when warranted.• Provided credit approval authority up to $20 million for commercial customers and prospects in Midwest region. Reviewed and edited credit packages for underwriting and policy accuracy. • Reviewed and developed various Bancorp reports and analytics on daily basis to monitor region and individual Portfolio Manager credit-quality and overall performance of portfolio.• Assigned book was the largest by loan outstandings in bank’s footprint for this segment and was consistently in the top 1-2 teams with regards to credit quality, exceptions, past-due’s, and all other Credit metrics tracked at Bancorp level.

Columbus, Ohio Area

• Supported Relationship Managers in Middle Market in their sales and underwriting efforts, including industry research, credit memo preparation, and on-going monitoring of portfolio.• Assisted with pre-call planning and accompanied Relationship Managers on customer and prospect calls, provided deal-counsel, and assisted with presenting new borrowing requests to senior management.• Provided on-going reviews of trends with portfolio, as well as preparing annual ratings and renewals on assigned portfolio of borrowing customers.• Ensured compliance with all bank policies in underwriting and on-going portfolio management.• Partnered with other areas of the bank in support of loan closings, customer service research, and ancillary product referrals.

Columbus, Ohio Area

• Provided loan underwriting support for new and existing commercial customers in Midwest region for bank with credit needs up to $15 million.• Analyzed financial statements and assisted with deal-structuring and continuous monitoring of borrowing customers in region.• Participated in joint customer and prospect calls with Relationship Managers.• Ensured compliance with all policies and monitored credit trends within portfolio.• Coordinated efforts with loan documentation area and assisted Relationship Managers with loan closings and renewals.

Commercial Credit Training

Bachelor'S Of Science, Economics

B.S. Economics