Timothy Jou, Cfa, Cpfa™ Email & Phone Number

As a Financial Advisor with the JJD Group at the Santa Barbara Merrill Lynch Wealth Management office, I offer comprehensive advice to empower clients and guide them toward achieving their most important goals with meaningful outcomes. We take a holistic approach, managing both assets and liabilities, with a focus on goal based wealth management. When working with our clients, our team values: (1) Teaching financial literacy (2) Focusing on what we can control (3) Minimizing unsystematic risk (4) Providing the highest level of service and personal care (5) Being communicative and available Money plays a significant role in all of our lives. My immigrant parents raised a family of six on a median household income so money was not abundant but not scarce either. I remember my parents refusing to buy me extra things they knew I did not need, like a Nintendo DS (don't worry, I eventually got one later as a gift in college). But one thing they were willing to spend money on was a four-year university experience. Despite the cost difference, they strongly advised me to attend the University of California, Santa Barbara instead of going to a community college. Over the next four years, because of their financial support, I had the opportunity to be actively involved in over a dozen organizations, including a failed co-founding of a startup aimed to kick-start students' careers and a semester abroad at the Hong Kong University that enabled me to volunteer with different socially minded organizations. When I reflect on the impact my parents' financial responsibility has had on my life, I realize that I would not be where I am today without them and that my parents used money as a tool to make a meaningful impact on my life. Often, it is not about what you have, it is about how you use what you have. That is one reason why I became a Financial Advisor – to help people use money as a tool to better their lives. Outside of my professional life, I love food, sports, and people. I love exploring new places to eat and cooking for friends and family. When I am not eating, you'll find me playing soccer, volleyball, basketball, tennis, or golf. My favorite part of food and sports is that it is a great way to meet and get to know new people. I love being around people and making friends wherever I go. Feel free to reach out! I would be happy to share more about myself and would love to connect and get to know you.

Listed skills include Team Leadership, Problem Solving, Communication, Event Planning, and 21 others.

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  Uc Santa Barbara

  Bachelor'S Degree