Timothy Herbert, RICP®, MSA, is a 35-year Wealth Advisor and the founder of HFG. Born in Detroit and raised right here in the metropolitan area, Timothy has been an independent wealth advisor since 1985. He graduated magna cum laude from Northern Michigan University in 1983, and obtained his graduate degree in business from Central Michigan University in 1990. Tim started working as a Registered Representative for a major Wall Street based firm on a part-time basis in 1985, while also working as a human resource manager at General Motors. After building his client base, he left this firm and General Motors to become a full-time independent representative. His previous successful career at GM provided him with the opportunity to develop a wide range of skills. It taught him to set and achieve measurable goals, to work with people and communities towards a common purpose, and to strive for quality. Working in various human resources departments, Tim was responsible for budget and business planning. He also held management positions—helping create and implement labor agreements and health & safety procedures for GM and their employees.Tim has been authorized by The American College to use the Retirement Income Certified Professional® and RICP® certification marks*. The RICP® program provides comprehensive instruction on building integrated and comprehensive retirement income plans. A key focus is understanding, choosing, and executing a strategy for generating sustainable income from available resources. The RICP program consists of three courses and three comprehensive, closed-book final examinations under the supervision of a proctor covering the following areas: retirement income process, strategies, and solutions; sources of retirement income; and managing a retirement income plan.Tim Herbert holds his Series 6, 7, 26, 63 and 65 licenses with LPL Financial as well as his health, life and variable contracts insurance licenses. His certifications reflect his continuing commitment to education in the financial and investment field - a commitment that allows him to offer you holistic investment advice.Tim and his wife Evy live in Lake Angelus, Michigan. Kara, their oldest daughter, is a Wealth Advisor at HFG and their youngest daughter Maddie recently graduated from Northern Michigan University.*RICP conferred by The American College.