Supported Nationwide Financial’s Annuity Sales Team by providing analysis and reporting in the areas of advisor and firm identification; sales by advisor vintage; sales opportunity pipeline by product and distribution channel; and wholesaler sales goal-setting by product type.

• Provided guidance and advice through the use of actuarial and financial modeling. • Performed analyses and prepared reports for business unit management to aid in making financial, product, acquisition, or other business decisions. • Developed/prepared/continually improved quarterly forecasting process. Reported monthly actual performance against forecast and analyzed variances. Facilitated annual budget cycle. • Performed risk analysis and mitigation. • Monitored and analyzed developments in the annuity industry applicable to company operations and competitive developments in the marketplace, and made appropriate recommendations.

Managed the Asset Modeling Group, consisting of a staff of 6 actuarial professionals, charged with producing cash flow projections of Aegon’s $100+ billion asset portfolio for use in the following projects: Embedded Value, Cash Flow Testing, Budget, DAC Unlocking, Loss Recognition, Value of New Business. Oversaw all facets of the asset modeling process, including project planning; assumption setting; TAS file building, testing and validation; documentation; and asset file delivery.• Worked closely with senior management and asset specialists periodically to define asset-related and economic assumptions, then presented and successfully defended these assumptions internally – to Corporate, Investments and all operating divisions - and externally - to auditors and regulators.• Supported over a dozen operating divisions by finding innovative ways to model assets to best satisfy divisional modeling goals, in return receiving overwhelmingly positive feedback from divisional contacts.• Coordinated the Asset Modeling Group’s compliance with Sarbanes-Oxley (SOX) guidelines, resulting in zero Key Control deficiencies.• Promoted an ongoing cross-training plan to assure adequate coverage of all internal processes during absences and staff transition.• Provided direction to staff members in meeting the group’s goals while encouraging their pursuit of professional growth opportunities.

Functioned as a key member of the Asset Modeling Group in its asset / liability modeling projects: Embedded Value, Cash Flow Testing, Budget, DAC Unlocking, Loss Recognition, Value of New Business. Performed duties of increasing responsibility, including assumption setting; TAS file building, testing and validation; documentation; and asset file delivery. Acted as the team’s project manager for multiple modeling projects.• Served for 5 years as the primary asset modeling contact for the Institutional Markets Division, with $30+ billion in assets under management, receiving wholly positive feedback.• Owned and automated the process for modeling the derivative portfolio, reducing process time by at least 2 days while improving accuracy of derivative files. Earned a reputation as the go-to expert on all derivative modeling issues.• Developed the Asset Modeling Group’s process to comply with SOX guidelines, including 1) the standardization of asset file test procedures and modeling tolerances, and 2) the creation of documentation demonstrating and attesting to a sufficient level of actuarial review and sign-off.• Worked for most of the first 6 years as the only team member in Louisville while the rest of the team was based in Cedar Rapids, continually expanding experience and knowledge base to the point of becoming the de facto leader of the group when the Head of Asset Modeling position was vacated.

Served as the division’s sole modeler of Aegon’s $30+ billion general account guaranteed investment contracts (GIC) business for its asset / liability modeling projects - Embedded Value, Cash Flow Testing, Budget – as well as special projects for which asset / liability cash flows were needed. Worked closely with both liability-side and asset-side resources to understand and explain modeling results.• Ran A/L models, often dozens per quarter, taking personal responsibility for their timely completion and the accuracy of both input and output data, receiving wholly positive feedback in return.• Reported modeling results in the appropriate project-specific templates, and documented for presentation to project stake-holders.• Created tools to value Aegon’s $100+ billion synthetic (insurance-wrapped) GIC portfolio, then regularly ran the valuation process for financial reporting purposes. The implementation of this method reduced Aegon’s liability reserve held for this fee business by millions of dollars.• Assisted in the creation of GIC models and the training of staff during Aegon’s acquisition of Transamerica.

Assisted the actuary responsible for product development of institutional products. Progressed with actuarial exams as a student in the Actuarial Development Program.• Worked with the Systems area to revamp the existing pricing model and develop a user-friendly interface for the Marketing group.• Valued Aegon’s block of reverse mortgages, including setting assumptions for future home appreciation, projected loan balances and expected mortality and nursing home rates.

Assisted the actuary responsible for product development of life insurance products sold by marketing partners. Progressed with actuarial exams as a student in the Actuarial Development Program.• Conducted profit studies to evaluate and optimize potential marketing partnership agreements.• Represented Product Development on multiple project teams, comprised also of members from Marketing, Legal, Financial, Systems and Policy Administration.• Wrote product specifications and pricing assumptions documents for distribution to both internal and external audiences.• Trained partner staff regarding the specifications of life insurance products in order to facilitate their marketing efforts.