Tim Ritsema Email & Phone Number

At Commonwealth Financial Network our motto is, “Comprehensive advice…on your terms.” Our services include:• Comprehensive, fee-based financial planning.• Asset and investment management.• Retirement strategies and retirement income solutions..• Risk management and insurance (Life, Disability, Long-Term Care insurance).• Qualified Plans• Tax-related strategies• Business planning (succession planning and exit strategies, executive carve-out options, buy-sell and key-man arrangements)• Estate PlanningTim Ritsema uses the trade name/DBA, DPA Wealth Partners. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. DPA Wealth Partners 22526 SE 64th Place Suite 220 Issaquah, WA 98027(206) 785-9330. This communication is strictly intended for individuals residing in the states of AK, AZ, CA, FL, GA, ID, IL, LA, MO, NC, TN, and WA. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html.

Birmingham, Al , Us

Highland Capital Brokerage is committed to developing client-focused relationships with financial advisors using our core competencies of life insurance, annuities, and long-term care. We distinguish ourselves by providing point-of-sale support, advanced marketing, and creative estate and business planning techniques. We provide these services in an environment that extends to carrier and product expertise, underwriting negotiation, and complete back office processing.

Kosmos Management is an insurance broker servicing the needs of high net worth individuals and institutional clients. Kosmos Management focuses on unique investment opportunities utilizing life insurance and single premium immediate annuities.

RE Lee International provides global wealth protection and innovative life insurance solutions for high net-worth international clients not available in the clients’ local market. To accomplish this, RE Lee International partners with the world’s leading insurers and financial institutions to provide turn-key solutions for wealth preservation for clients worldwide.