NMLS ID # 12971 Co. NMLS ID # 2551Equal Housing Opportunityhttps://www.nmlsconsumeraccess.org/

National Vice President responsible for strategic market expansion and new Branch transition. Currently we are in a growth phase and looking for self sourced, purchase-centric retail loan officers and managers with strong business development experience. Draper and Kramer Mortgage is a multi billion dollar lender with deep financial strength. We have excellent product, pricing and a few unique origination centric programs. One example is if a lock falls thru you can choose to apply the lock to another property and/or another borrower. Yes, that’s right apply the lock to a different borrower on another property!When I made the decision to move companies my search ended with Draper and Kramer Mortgage based on their honesty, integrity and the trust level that was expressed by their branch managers, loan officers and employees regarding the leadership of the company. Of course, being a part of the Draper and Kramer organization which first obtained its HUD approval in 1937 gives them a strong cornerstone for me to build on.For more information about this opportunity please contact me at 610-247-6926 or Tim.Shultz@dkmortgage.com

Area Sales Manager for NJ, PA, DE, VA, DC:

o Senior Management responsibilities for a $1billion+ companyo Responsible for Sales managerial duties and for all of Corporate Loan Officerso Responsible for adding or removing mortgage productso Responsible for educating Staff on productso Responsible for expenditureso Responsible for hiring / termination of Loan Officers and support staffo Communicate with Corporate, FNMA, FHLMC, FHA, VA and private investorso Conduct sales meetings on a regular basiso Personally originated over $250 million in closed loanso Conducted seminars for First-Time Homebuyers, Veterans, etc.

o Responsible for all managerial and officer duties of Great Valley Brancho Created one time close construction to perm. product

o Responsible for all managerial duties of Horsham office and satellite offices o Facilitated closing and concurrent takeover of branch

Managed $100 million per year producing branch with 13 Loan Officers o Responsible for expenditures o Responsible for hiring / termination of Loan Officers and support staff o Communicate with Corporate, FHA, VA and private investor personnel o Instituted procedures for originating and closing of FHA ‘203K’ program o Conduct sales meetings on a regular basis o Personally originated $10 million per year in closed loans o Conducted seminars for First-Time Homebuyers, Veterans, etc.

o Conduct seminars for Realtors and homebuyerso Solicit mortgages from outside sourceso Do complete mortgage application and assist in processing in areas of communication such as contacting credit bureaus, appraisers, etc.

Sell financing, leasing, insurance, warranties to customers o Analyze customer credit reports/information to establish finance lease ability o Work closely with financial institutions to obtain customer financing o Process all financial paperwork o Responsible for holding and reconciling all deposit and on-account moneys o Establish employee procedures and train employees on same o Increased finance and insurance income to exceed 100% in one year period (Estimated 1991 F & I income to exceed $350,000) o 100% financing obtained for on the spot delivery decisions

Supervise, train and motivate sales and other employees o Maintain a constant supply of presentable vehicles for sale o Act as general manager in his absence o Attend auto auctions and purchase/sell vehicles o Appraise customer vehicles for trade-in value o Close business deals o Originally employed as Salesperson (1987 - 1989)

o Effectively coordinated and oversaw all business functions o Tripled gross sales volume o Secured repeat clientele for this fine dining establishment o Held total personnel administrative responsibilities for ten employees o Extended business to catering