Senior Underwriter, Senior Vice President, 05/2022-05/2024• Perform quality assurance reviews, identify errors, and report findings on prior loss mitigation decisions. Effectively manage and process a pipeline of loans with strict timelines while meeting/exceeding quality and production goals. Worked with Risk Assessable Unit owners to certify correct controls were in place and properly documented in system of record. Served as a support resource for various major compliance requirement… Show more Senior Underwriter, Senior Vice President, 05/2022-05/2024• Perform quality assurance reviews, identify errors, and report findings on prior loss mitigation decisions. Effectively manage and process a pipeline of loans with strict timelines while meeting/exceeding quality and production goals. Worked with Risk Assessable Unit owners to certify correct controls were in place and properly documented in system of record. Served as a support resource for various major compliance requirement projects for regulators and management to efficiently manage workload and address any gaps in the process and procedures. Retail Mortgage Underwriter, 03/2020-05/2022• Responsible for reviewing, analyzing, and underwriting conforming purchase and refinance transactions while adhering to state and federal rules, regulations, and procedures. Performed analysis of submitted financial documents for Capacity, Capital, Character, Collateral, and Condition. This includes ensuring the loan request meets program, product and ratio specifications or counter-offer to different product and/or program when appropriate. Excellent loan structuring skills with the ability to think outside of the box. Able to effectively manage a pipeline with strict timelines. Mediation Underwriter 3/2013 to 03/2020• Attended telephonic mediations and collaborated directly with the attorneys to determine workout solution and prepare for upcoming mediation court hearings. Analyzed borrower's financials for accuracy, completeness, and compliance guidelines. Superior internal and external customer service skills, Excellent loan structuring skills with the ability to think outside of the box. Credit Analyst 2/ Loan Adjustor/Processor, 2009 to 2013• Underwrite and Process both conventional and government residential /commercial loans. Highly detailed, very well versed on policies and where to find answers to any questions that may arise. Show less