"Tj" Thomas Klinker (Mba) Email & Phone Number

Kingston, TN, US

Kingston, Tennessee, United States

Knoxville, TN

Responsible for financial analysis, reporting and product development in support, maintenance and growth of the US Bank Branch channel. Delivered analysis and financial support of network(VISA, Mastercard and American Express) in relation to product development, network relations, network contract negotiations and strategic initiatives. This role was focus.

Eden Prairie, MN

• Responsible for the financial success of the Fingerhut, Gettington and Freshstart portfolio’s.
• Construct, maintain, reporting and analysis, quarterly, annual and a 5-year plan and forecast of the aforementioned portfolio’s.
• NPV, IRR and ROA analysis at a campaign, portfolio and proprietary risk segmentation level with strategic suggestions and recommendations for financial improvement and success.

Purchase, New York, United States

• Deliver strategy development, financial planning and analysis, product management and development, pricing, profit and loss pro forma, optimization analytical and business development, support with best in class.
• Work with Practice Lead and colleagues to support and achieve Mastercard Key Business Metrics(KBM’s)
• Rigorously and logically identify issues and areas of strategic recommendation to client while generating key hypotheses and independent structures of work including developing, defining and reviewing required analyses
• Support Mastercard Advisors and local market account teams in client relationship management and business development efforts

Greater Minneapolis-St. Paul Area

Maintain and oversee the continued financial success and integrity of the USB Bank Consumer Card portfolio ($6.5 Billion Average Assets in 2016)

Greater Minneapolis-St. Paul Area

Developed and Maintained a forecasting model and process around Direct Mail including new account origination, balance transfer dollars and balance transfer fees which was sensitive to mail dates and response curves specific to campaigns at the channel, product, card type and portfolio level.

Greater Minneapolis-St. Paul Area

Maintained the Consumer Lending Compliance Management program framework, monitored compliance requirements and framework and assessed compliance with governing regulations. Facilitated the flow of information across government committees and business lines as well as maintained policies and operational procedures of the program and the framework.

Greater Minneapolis-St. Paul Area

Managed all financial origination activities for the Direct Mail Card business of US Bank, including New Account Acquisition, Selection, Response, Pricing, Rewards Expense and all strategic analysis surrounding the Direct Mail Card channel, products and parternships.

Chicago, Illinois

Manage all financial planning and analysis and origination activities for the Best Buy Reward Zone Mastercard. This was not only a during a tough economic period but also dealt with legislational impacts such as UDAAP and Card Act; all of which were successfully maneuvered from a partnership and portfolio profitability standpoint.

Bachelor'S Degree, Banking, Corporate, Finance, And Securities Law

Master Of Business Administration - Mba, Master Of Business Administration - Mba