Toby Smith work email
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Toby Smith personal email
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Accomplished Executive with multi-channel consumer lending and finance product distribution, and underwriting experience. Results-oriented, decisive leader with a proven track record of increasing receivables performance and bottom line growth while spearheading improvements to drive productivity and reduce costs. Proven ability to excel in dynamic, demanding environments while maintaining pragmatic and focused.Specialties: • Budget/Sales Forecasting• Risk Management• Change Leadership• High-stake Negotiations• Organizational Restructuring• Customer/Client Focus• Key Partnership Development• Creative Trainer/Coach• Overall Business Acumen
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Senior Vice President, Chief Banking OfficerSecu Credit Union Nov 2024 - PresentLinthicum, Md, Us -
Senior Vice President, Chief Lending OfficerSecu Credit Union Jan 2023 - Nov 2024Linthicum, Md, Us -
Senior Vice President, Enterprise Experience & ProgramsSecu Credit Union Jan 2022 - Jan 2023Linthicum, Md, UsResponsible for developing and executing the plans and initiatives to drive a next-level Member & Employee Experience while optimizing and eliminating friction across all delivery channels. Scope of responsibility also includes direct oversight and leadership for the following enterprise-wide programs: Cards, Consumer Lending and Deposits. -
Senior Vice President, Organizational PerformanceSecu Credit Union Jan 2021 - Jan 2022Linthicum, Md, UsResponsible for driving performance towards creating a High Performing Organization, with oversight of training and development as well as the management of the following programs: Consumer Lending, Deposits and Business Banking. -
Senior Vice President, Lending At Secu Credit UnionSecu Credit Union Jan 2020 - Jan 2021Linthicum, Md, UsExperienced Banking Executive responsible for formulating and administering organizational strategies in the areas of lending and product management. -
Vice President, Consumer ServicesSecu Credit Union Nov 2010 - Jan 2020Linthicum, Md, UsResponsible for direct oversight and management of the following: Mortgage, Home Equity and Consumer Lending; Consumer Product Development; Consumer Deposit Development; Lending Operations; Secondary Marketing and Business Analytics. -
District ManagerWells Fargo & Company Jun 1997 - Oct 2010San Francisco, California, UsProvided executive leadership for $320 million financial services operation with twelve offices and gross field volumes of over $84 million annually.Led operations and strategic direction with full responsibility for bottom-line growth factors, including long-range planning, product management, and employee career development; provided cross-functional management; direct seven Consumer Branch Managers, four Assistant Branch Managers, and general oversight of 57 employees. Performed portfolio construction to properly diversify and protect client wealth. Developed budgets and forecast growth trends in various market segments.
Toby Smith Skills
Toby Smith Education Details
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Frostburg State UniversityBusiness Administration -
University Of North Carolina At Chapel HillEmba
Frequently Asked Questions about Toby Smith
What company does Toby Smith work for?
Toby Smith works for Secu Credit Union
What is Toby Smith's role at the current company?
Toby Smith's current role is Chief Banking Officer at SECU Credit Union.
What is Toby Smith's email address?
Toby Smith's email address is jc****@****ail.com
What schools did Toby Smith attend?
Toby Smith attended Frostburg State University, University Of North Carolina At Chapel Hill.
What are some of Toby Smith's interests?
Toby Smith has interest in Children, Education, Economic Empowerment.
What skills is Toby Smith known for?
Toby Smith has skills like Loans, Mortgage Lending, Banking, Risk Management, Credit, Finance, Financial Services, Leadership, Consumer Lending, Process Improvement, Portfolio Management, Credit Analysis.
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