Toby Smith

Toby Smith Email and Phone Number

Chief Banking Officer at SECU Credit Union @ SECU Credit Union
Toby Smith's Location
Clinton, Maryland, United States, United States
Toby Smith's Contact Details

Toby Smith work email

Toby Smith personal email

About Toby Smith

Accomplished Executive with multi-channel consumer lending and finance product distribution, and underwriting experience. Results-oriented, decisive leader with a proven track record of increasing receivables performance and bottom line growth while spearheading improvements to drive productivity and reduce costs. Proven ability to excel in dynamic, demanding environments while maintaining pragmatic and focused.Specialties: • Budget/Sales Forecasting• Risk Management• Change Leadership• High-stake Negotiations• Organizational Restructuring• Customer/Client Focus• Key Partnership Development• Creative Trainer/Coach• Overall Business Acumen

Toby Smith's Current Company Details
SECU Credit Union

Secu Credit Union

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Chief Banking Officer at SECU Credit Union
Toby Smith Work Experience Details
  • Secu Credit Union
    Senior Vice President, Chief Banking Officer
    Secu Credit Union Nov 2024 - Present
    Linthicum, Md, Us
  • Secu Credit Union
    Senior Vice President, Chief Lending Officer
    Secu Credit Union Jan 2023 - Nov 2024
    Linthicum, Md, Us
  • Secu Credit Union
    Senior Vice President, Enterprise Experience & Programs
    Secu Credit Union Jan 2022 - Jan 2023
    Linthicum, Md, Us
    Responsible for developing and executing the plans and initiatives to drive a next-level Member & Employee Experience while optimizing and eliminating friction across all delivery channels. Scope of responsibility also includes direct oversight and leadership for the following enterprise-wide programs: Cards, Consumer Lending and Deposits.
  • Secu Credit Union
    Senior Vice President, Organizational Performance
    Secu Credit Union Jan 2021 - Jan 2022
    Linthicum, Md, Us
    Responsible for driving performance towards creating a High Performing Organization, with oversight of training and development as well as the management of the following programs: Consumer Lending, Deposits and Business Banking.
  • Secu Credit Union
    Senior Vice President, Lending At Secu Credit Union
    Secu Credit Union Jan 2020 - Jan 2021
    Linthicum, Md, Us
    Experienced Banking Executive responsible for formulating and administering organizational strategies in the areas of lending and product management.
  • Secu Credit Union
    Vice President, Consumer Services
    Secu Credit Union Nov 2010 - Jan 2020
    Linthicum, Md, Us
    Responsible for direct oversight and management of the following: Mortgage, Home Equity and Consumer Lending; Consumer Product Development; Consumer Deposit Development; Lending Operations; Secondary Marketing and Business Analytics.
  • Wells Fargo & Company
    District Manager
    Wells Fargo & Company Jun 1997 - Oct 2010
    San Francisco, California, Us
    Provided executive leadership for $320 million financial services operation with twelve offices and gross field volumes of over $84 million annually.Led operations and strategic direction with full responsibility for bottom-line growth factors, including long-range planning, product management, and employee career development; provided cross-functional management; direct seven Consumer Branch Managers, four Assistant Branch Managers, and general oversight of 57 employees. Performed portfolio construction to properly diversify and protect client wealth. Developed budgets and forecast growth trends in various market segments.

Toby Smith Skills

Loans Mortgage Lending Banking Risk Management Credit Finance Financial Services Leadership Consumer Lending Process Improvement Portfolio Management Credit Analysis Strategic Planning Change Management Underwriting Management Loan Origination Mortgage Banking Home Equity Retail Banking Sales Management Budgets Sales Restructuring Residential Mortgages Fha Team Building Mortgage Underwriting Small Business Lending Change Leadership Branch Management Commercial Lending Executive Management Commercial Banking

Toby Smith Education Details

  • Frostburg State University
    Frostburg State University
    Business Administration
  • University Of North Carolina At Chapel Hill
    University Of North Carolina At Chapel Hill
    Emba

Frequently Asked Questions about Toby Smith

What company does Toby Smith work for?

Toby Smith works for Secu Credit Union

What is Toby Smith's role at the current company?

Toby Smith's current role is Chief Banking Officer at SECU Credit Union.

What is Toby Smith's email address?

Toby Smith's email address is jc****@****ail.com

What schools did Toby Smith attend?

Toby Smith attended Frostburg State University, University Of North Carolina At Chapel Hill.

What are some of Toby Smith's interests?

Toby Smith has interest in Children, Education, Economic Empowerment.

What skills is Toby Smith known for?

Toby Smith has skills like Loans, Mortgage Lending, Banking, Risk Management, Credit, Finance, Financial Services, Leadership, Consumer Lending, Process Improvement, Portfolio Management, Credit Analysis.

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