Todd Dellomo Email & Phone Number

I am a formal bank trained commercial credit executive who is results driven, highly collaborative and have extensive experience in Credit and Risk Management, Audits, Escalation Management, Relationship Management and process automation.I have worked closely with many commercial lenders to understand lending facilities provided to mutual clients to understand long term business viablity.I have a history of working with governmental regulators and auditors regarding process controls and work vigilantly to continue to enhance and automate process controls.I have built high performance and dynamic team(s) whereby I obtained low levels of attrition and high level of employee satisfaction in a high stress and fast past environment.I have credit experience in operating in international markets and have managed team in various countries through out the world. I have undertaken significant activity in performing due diligences and have established audit teams to identify operational, reputational and financial risks.I am strong believer in automation to increase productivity and enhance process controls and have patented a credit system.I have managed relationships with some of the largest financial institutions and have received many complements in my ability to manage escalations as well as raise and resolve issues with these financial institution clientsAs a department manager of a large staff I am a proactive strategic planner and have managed diverse sets of teams ( Credit, Fraud, Auditors, Conversion, Credit Policy) as well managed to meet or exceed budgetsSpecialities: Credit Management, Risk Management, Financial Statement Analysis, Process Improvements, Technology requirement analysis, Strategic Planning, Escalation Management, Fraud Management

Listed skills include Credit Card Transaction Processing, Banking, Business Relationship Management, Credit Cards, and 16 others.

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  Credit Risk Executive

  First Data Corporation

  Jan 2015 - Present - New York, New York

  Provide leadership, coaching and guidance in the management of credit risk, total exposure of $40 Billion, to a team of Senior Credit Risk Officers, Credit Analysts, Credit Review Writers and Credit Investigators, a team of 54, in multiple locations in the U.S., Europe and India. Provide sign-off on credit exposures up to $30 million to determine the acceptable level of financial, reputational and operational risks. Ensure all documentation, background checks and other due diligence evaluations are complete and thorough before credit approval is granted. Collaborate with Credit Officers to develop credit/risk programs on emerging markets. Direct the activities of the workout/special account team managing distressed credits. Responsible for outlining collateral strategies on high credit exposure accounts as a Senior Credit Signor and during review of distressed credits through the monthly credit watch list process. Work with the Credit Policy team to identify changes to credit policy.Vice President, Credit Conversions•Align with major U.S. and European banks to outsource credit services to First Data Credit Risk group. Successful in formation of alliances with financial institutions such as Wells Fargo, Bank of America, Lloyds Bank and PNC Bank having their entire Credit/Risk programs outsourced to First Data.Vice President/Director, Credit Policy•Established policies and procedures to approve new accounts and to manage existing accounts for credit and fraud risk. Responsible for the reserve adequacy process and the reporting and tracking of credit/fraud loss trends.Assistant Vice President, Security/Fraud Manager• Managed the security department which was responsible to monitor merchants perpetrating credit card fraud and identification of accounts outside of the approved credit policy.

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  Villanova University

  Finance, General