Houghton Lake Financial is a Houghton Lake based, family-owned financial planning practice that specializes in tax efficient financial planning. Proper planning is essential, and we believe you should work with us. Todd W. Reno is the president of Houghton Lake Financial and is an Investment Advisor Representative. He is an investment and insurance professional here to assist clients and business owners from all walks of life. Whether you have 30 years or 30 days he will help you become more confident in your ability to care for yourself and your family. Houghton Lake Financial will help protect your assets now and through retirement with a common sense client centered approach. As an independent office we have no proprietary products or services which frees us from many conflicts of interest. The confidence that our clients enjoy is born from the strength of our relationship.6868 W. Houghton Lake Dr.Houghton Lake, MI 48629989-202-4201treno@brassringwealth.comwww.houghtonlakefinancial.comFINRA.orgSIPC.orgSecurities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Houghton Lake Financial is not affiliated with Kestra IS or Kestra AS. Investor Disclosures: https://www.kestrafinancial.com/disclosures