Todd Stephens Email and Phone Number
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Project management skills demonstrated and recognized in both For-Profit and Not-For-Profit industries.Work experience has helped to develop: excellent Investigative skills with a keene sense to identify and utilize both conventional and non-conventional techniques to problem solving; strong analytical skills, effective verbal and written communication skills, efficient multi-tasking and prioritizing workflow.
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PresidentTlq Vending Services Llc May 2018 - PresentCovington, KyDuties include:• provide vending and Micro Market food services to several hundred IRS and Homeland Security staff at the IRS Gateway Building in Covington, KY.; provide food services via vending to travelers along I-64 at the Rowan County and Carter County Rest Areas and Welcome Center; provide vending services to the Federal Corrections Institution (FCI) in Ashland, KY. • Conduct business operations that are in accordance with KBE/Randolph-Sheppard regulations• Establish and set pricing structures to maximize profit margins while ensuring fairness in products sold• Build and foster relationships leading to optimal outcomes in reaching goals and objectives• Develop and implement strategic and tactical systems to maximize efficiencies and effectiveness in business operations
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State Coordinator - Nfb-Newsline KentuckyThe National Federation Of The Blind Of Kentucky Nov 2015 - Present• Manage Audio reading service for the print impaired residents of Kentucky, NFB NEWSLINE-KY.• Implement programs to increase subscribership; implement actions to increase usage among existing subscribers• Identify and develop project funding• Manage NEWSLINE Kentucky website and subscriber database• Analyzing variances and initiating corrective actions • Write timely legislative reports according to specified contractual obligations• Update job knowledge by: participating in educational opportunities; reading professional publications; maintaining personal networks; and participating in professional organizations
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Senior Project ManagerIndependence Place Of Ky, Inc. Jan 2015 - Oct 2015Ashland• Primary responsibilities are to manage Audio newspaper and magazine service for print impaired residents of Kentucky, NFB NEWSLINE-KY.Duties included, but not limited to:• implemented programs to increase subscribership; implement actions to increase service usage among existing subscribers• Identified and developed project funding• Provided marketing outreach; provide subscriber outreach• wrote timely legislative reports according to specified contractual obligations
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Technology SpecialistIndependence Place Of Ky, Inc. Oct 2011 - Dec 2014Lexington, Ky• Developed, maintained, applied and coordinated AT efforts for Technology Access Center• Implemented adaptive technology tranings in: computer access, technology for cognition and augmentative communication• Administered AT consumer evaluations and explore suitable technology or intervention alternatives • Strategized and integrated cost-effective adaptive technology consumer options
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Special Projects CoordinatorIndependence Place Of Ky Oct 2009 - Dec 2011Lexington, Ky• Structured and monitor American Recovery and Reinvestment Act project consumer database • Assisted with the facilitation of funding for NFB Newsline project • Developed and implement spreadsheets to maximize accurate reporting to fund sponsors • Prepared quarterly and annual financial statements for board review • Co-chaired regular steering committee staff meetings • Engaged in activities involving individual and system advocacy
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Financial Consultant, Assistant Vice PresidentWells Fargo Bank Oct 1996 - Nov 1999• Prepared financial reports, including tracking monthly accruals among several departments• Analyzed and explained variances when necessary• Prepared monthly sales volume reports• Developed and monitored Management Information Systems reports for finance group Special Projects: Reconciled Business Loan Division fixed asset reports to the bank’s general ledger and system database. Developed spreadsheets ensuring accurate financial/accounting reporting. -
Business Lender, Assistant Vice PresidentWells Fargo Bank Apr 1994 - Oct 1996• Analyzed and underwrote new and existing loan requests in a high production environment • Evaluated routine to complex credits to determine credit worthiness of the borrower• Exercised effective communication of underwriting decisions with customers• Negotiated credit structure and pricing with customers when applicableSpecial Projects: Chosen to represent division for Business Expo trade shows. Wrote credit scoring procedures manual for Business Direct Division. Provided training for new center’s loan officers in Phoenix, AZ. Delivered credit underwriting presentation to the division’s senior management. Assisted marketing group with new product development.
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Senior Credit AnalystWells Fargo Bank Sep 1992 - Apr 1994• Analyzed all small business loan/line requests offered by the Business Banking Division• Proficient in advanced accounting, finance, bank credit policies and risk analysis
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Financial AnalystWells Fargo Bank Mar 1992 - Sep 1992• Provided monthly forecasts and variance analysis to group controller• Prepared and submitted quarterly student loan reports according to federal government guidelines• Assisted department managers concerning guidelines for annual budget and fixed asset reportsSpecial Projects: Conducted efficiency studies on departments within loan center. Participated in negotiations and drafted proposal for work site’s new food service contractor.
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Senior Credit OfficerWells Fargo Bank Apr 1990 - Mar 1992• Responsible for determining credit worthiness on large lines of secured/unsecured credit• Evaluated cash flow, liquidity and net worth of applicant• Assisted in the creation of credit analysis presentations• Trained and mentored credit officers
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Credit OfficerWells Fargo Bank Sep 1988 - Apr 1990• Analyzed and evaluated secured/unsecured consumer loans• Communicated credit decisions to branch representatives• Monitored override approvals submitted from retail branches
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Stock Clerk/CashierWinn-Dixie Stores Nov 1979 - Aug 1988Responsibilities included: ordering and stocking store merchandise, and checking customers out in a timely manner.
Todd Stephens Skills
Todd Stephens Education Details
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Golden Gate UniversityFinance -
University Of KentuckyBusiness Administration
Frequently Asked Questions about Todd Stephens
What company does Todd Stephens work for?
Todd Stephens works for Tlq Vending Services Llc
What is Todd Stephens's role at the current company?
Todd Stephens's current role is President and Owner of TLQ Vending Services LLC.
What is Todd Stephens's email address?
Todd Stephens's email address is to****@****eam.net
What is Todd Stephens's direct phone number?
Todd Stephens's direct phone number is +185943*****
What schools did Todd Stephens attend?
Todd Stephens attended Golden Gate University, University Of Kentucky.
What skills is Todd Stephens known for?
Todd Stephens has skills like Program Management, Commercial Banking, Fundraising, Finance, Budgets, Credit Analysis, Loans, Management, Leadership Development, Accounting, Marketing, Leadership.
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Todd Stephens
Svp Senior Product Manager - Consumer Lending Product Strategy And Analytics At Bank Of AmericaMooresville, Nc2bankofamerica.com, bankofamerica.com -
Todd Stephens
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