Todd Santos Email & Phone Number

Greater San Diego Area

San Diego, CA

• Responsible for the implementation, integration and expansion of existing data warehouse from data historian data, QAD data and low level data sources to support business processes.
• Provided reporting services to manufacturing and bio statistic departments of missing data and or missing entries.
• Supported data validation efforts for manufacturing and bio statistic departments.
• Provided data analysis activities for multiple business units and for the process improvement team.
• Extracted, transformed and identified new datasets from the data warehouse into an efficient stored procedure that normalized and validated data for future use.
• Developed, deployed and maintained SSRS reports for commonly requested data.

Greater San Diego Area

• Analyzed the financial data and evaluated the offer in compromise requests.
• Wrote reports to recommend or deny debt forgiveness of borrowers with supporting analysis and documentation.
• Wrote SBA liquidation and wrap-up reports for submittal to SBA.
• Evaluated lenders risk exposure to protect the integrity of the SBA guaranty.
• 87% of packages submitted were paid with no reduction of the guaranty.

Greater San Diego Area

• Developed operational procedures to accurately analyze historical costs, vendor trending and compliance.
• Analysis of data through the development of complex Excel formula “heavy” spreadsheets.
• Reconciliation of raw data through the use and development of enhanced Excel business applications.
• Developed cost variance program to efficiently research, address, and correct cost disputes.
• Analysis of historical data to identity and prevent reoccurring cost disputes.

Temecula, CA

• Full life cycle SBA and commercial portfolio management from approval to funding.
• Utilized guidelines to evaluate borrowers; credit, financial strength, and loan to value.
• Evaluated and analyzed credit reports to determine lender’s credit risk exposure.
• Analyzed financial information to determine borrower’s financial status.

Greater San Diego Area

• SBA and commercial portfolio management from approval to funding.
• Developed Excel workbook to facilitate portfolio tracking across multiple departments.
• Evaluated and analyzed credit reports.
• Analyzed financial information to determine borrower’s financial status.

Greater San Diego Area

• Portfolio management from approval to funding.
• Evaluated and analyzed credit reports.
• Analyzed financial information to determine borrower’s financial status.