Todd Culbreth Email & Phone Number

Charlotte, North Carolina Area

Charlotte, North Carolina Area

• As Assistant Vice President of Southstar Capital in Charlotte, NC my goal is to meet the working capital needs of businesses. I can provide value to businesses that are in a growth stage and engaged in:
• Business to business sales/services and are invoicing on terms.Or
• Actively pursuing purchase order contracts and government contracts.I can help if the company could benefit from having access to capital immediately on their work completed invoices that are on payment terms of 30-60.

Charlotte, North Carolina Area

Head Renewable Energy Certificate Trader responsible for managing the supply needs of RECs to meet compliance standards in 12+ states. Portfolio management responsibilities to ensure accurate hedging against price risk in renewables markets. Working with Risk, Legal, Pricing, and Product teams to facilitate the accurate representation of renewable energy.

Greensboro, North Carolina

• Promoted to originator of commercial equipment loans ranging from $100k to $4 million at conclusion of Financial Services Development Program​
• Created proposals and structured rates to optimize financial product sales while balancing risk adjusted returns.
• Actively worked with both Volvo dealers and customers to create loan and lease packages that were tailored to meet the business needs of each customer’s particular business.
• Performed financial statement analysis and presented suitable structures based on expected ROE.
• Consulted multiple levels of management including C level executives and created relationships with sales channels both internally and externally
• Exceeded department highest KPI goal of closing ratio at 40%. Personal closing ratio was 48% on loans and leases. Achieved through differentiating the Volvo Financial services product from competitors by developing.

• Servicing Module:o Learned the back end of the business and serviced accounts in the portfolio including collections on a block of the portfolio with the following results:
• Achieved delinquency rate of.05% at month end during rotation. Ranked 3rd best out of 11 collectors.
• Gained a full understanding of the flow of contracts through the back end of the business cycle.o Completed additional projects including:
• Created tutorial of new process using Excel Macros and V-Lookups to work collections block and shared with collection department.
• Developed process improvement for customer service audits using Infolease macros.
• Worked insurance default list of 150 customers and obtained current insurance certificates.