Todd Sparks Email & Phone Number

Indianapolis, In, Us

Pittsburgh, Pennsylvania, Us

Built a specialized, business unit-specific commecial credit underwriting division through reorganization, in a high-impact role managing an $8B footprint-wide business loan portfolio. Serve as executive leader charged with directing credit administration activities and strategic initiatives. Oversee a large cross-functional, multilayered organization composed of underwriters, analysts, and operations specialists.IMPACTCustomer-Centric, Data-Driven Strategy Creation ǀ Proactive Risk System Development ǀ Risk Infrastructure Formation ǀ Risk Governance ǀ Relationship Building✔ Established infrastructure to bring a customer and data-driven approach to strategic priorities. Oversaw dozens of projects from ideation to execution resulting in millions of dollars of recuring revenues or cost savings. Administered credit activities for a $8B business loan portfolio; executed approval decisions using $35MM in matrix lending authority. Reduced potential loan portfolio losses by designing and implementing a portfolio Early Warning program. Created and implemented policies, procedures, and performance metrics (KPIs and SLAs). Adopted Heightened Standards risk governance framework. Built strong, constructive partnerships at all levels of the organization. Partnered in cross-functional credit risk review activities.

Pittsburgh, Pennsylvania, Us

Lead growth, waste reduction and optimization of the credit organization through improved systems, processes, and performance. Directed 30 underwriters and analysts. Oversaw credit decisioning process for a $4B commercial loan portfolio. Chaired loan committees to decision credits and manage credit risk. Established credit strategy, structure, and documentation requirements for complex credits. IMPACTMultimillion-dollar Savings ǀ Enhanced Operating Procedures ǀ Improved Efficiencies ǀ Award-winning Leadership ǀ Risk Systems Development ǀ Credit Policy and Procedure Oversight ǀ Automation and Waste Reduction✔ Reduced millions in annual expenses by spearheading a project that enhanced the structure of specific loan products and improved borrowing experience for thousands of customers. Led redevelopment of operating procedures for two business units and digitized documentation, significantly streamlining document count. Delivered a significant 3-year cost reduction by implementing aggressive, targeted process strategies, resulting in reduced waste and enhanced customer experience. Named “Best-in-Class Inclusion Manager,” one of only two managers named organization wide.

Pittsburgh, Pennsylvania, Us

Directed the consolidation and build-out of a centralized credit operation and risk business unit, to deliver portfolio and credit solutions across a large bank territory. Lead footprint-wide credit and process training initiatives. Successfully redeveloped queueing and workflow systems and created automation and process solutions to advance organization-wide capabilities.IMPACTCredit Channel Oversight ǀ Workflow System Creation ǀ Improved Credit Quality ǀ Automation Development ǀ Customer and Employee Advocacy✔ Built and led credit teams of up to 20 people. Designed a database to manage workflow in real time across all deal team functions across the footprint. Significantly improved transaction quality testing results, enhancing risk and compliance outcomes for lending transactions. Successfully redeveloped queueing and workflow systems and created automation and process solutions that reduced costs, improved efficiencies, and enhanced organization-wide capabilities. Prioritized employee and customer experience.

Us

Redeveloped credit and operations teams in Cleveland and Indianapolis markets, to monitor and review commercial loans with ABL controls and covenant reporting requirements.IMPACTCredit Channel Oversight ǀ Workflow System Creation ǀ Improved Credit Quality ǀ Automation Development ǀ Customer and Employee Advocacy✔ Executed process mapping for credit and administrative operations enterprise-wide, reducing cycle time. Significantly improved transaction quality testing results, enhancing risk and compliance outcomes for lending transactions. Successfully redeveloped queueing and workflow systems and created automation and process solutions that reduced costs, improved efficiencies, and enhanced organization-wide capabilities. Prioritized employee and customer experience.

Us

Conducted field exams for ABL borrowers. Led up to 40 client engagements annually.

St. Louis, Mo, Us

Drove business development efforts through an analytical lens within the Dayton, Ohio market. Learned financial markets and grew client relationships. Developed $25M book during tenure.

Program Graduate

Master Of Business Administration - Mba

Bachelor Of Arts (B.A.), Education