Lead a team of dedicated individuals performing duties in the financial reporting, budgeting, and cash management areas of accounting for two Property and Casualty insurance companies. Develop, maintain, and monitor internal controls and compliance. Conduct internal audits to ensure proper protection of Company assets. • Investment Committee o Develop Investment Policy and Direct the Management of the Investment Portfolio o Manage cash flow o Manage Banking Relationships• Budget Committee o Responsible for Profitability, Budgeting, Forecasting, and Analysis, identifying variances and trends o Expense control o Communicate goals to department heads and ensure their successfully implementation• Compliance Committee o Ensure Corporate Governance and Regulatory Compliance o Conduct internal audits and coordinate audits with independent auditors and regulatory bodies• Reinsurance Committee o Identify reinsurance needs and review reinsurance options to determine the most efficient and effective manner in which to mitigate loss exposure while managing costs • IT Strategy Committee o Develop the overall strategy to gain efficiencies through automation and identify software and hardware needs to enable the Company to successfully meet or exceed its growth and expansion goals• Corporate Strategy Committee o Determine both short term and long-term corporate strategy o Corporate Finance o Enterprise Risk Management

September 2008 to March 2016 - Senior Vice President - COOLead & manage all facets of the daily operations of a property & casualty insurance company, including; claims, underwriting, accounting, product, audit, IT, HR, marketing, & distribution. All regulatory compliance matters, including state financial and market conduct exams, Statutory contact, Direct all aspects of the finance & accounting function of the company, financial analysis, budgeting, cash flow projection/analysis, monthly financial reports,(STAT and GAAP), Identify, develop, & execute analysis of corporate strategy & business initiatives, product launches, new service offerings, ratemaking, marketing, & product development.July 1998 to September 2008 - Vice President of ClaimsDeveloped the policies and procedures under which the claims department would operate, effectively communicated these in the Personal Auto Claims Handling Standards Manual. Negotiated contracts with vendors, claims department budgeting, establish reserving policies, monitoring reserving adequacy, regulatory compliance, & all aspects of staffing. Analyzing & communicating the drivers of severity & frequency. Responsible for marketing the company's products & services by visiting agents offices & attending conventions. Member of team responsible for corporate strategy, product development, & rate making. Reported directly to the President & responsible for the development & presentation of claims department operations & results to the company's shareholders & the Board of Directors. April 1998 to July 1998Hired to assist in the formation of a start up property and casualty insurance company & meeting the requirements of the Indiana Department of Insurance to obtain a Certificate of Authority. Part of a three member team that designed, tested, developed, and implemented a proprietary operating system for use by all departments; underwriting, processing, claims, reporting, accounting, & collections.

Hired to develop best procedures and processes and to work along side the Claims Manager for a start-up property and casualty insurance company. Directed daily activities of a non-standard claims department comprised of 27 individuals. Responsible for all facets of employee hiring, training, and retention. Directed investigations, coordinated defense strategies, and attend mediations/arbitrations. Accountable for loss ratio and cost containment. Developed a detailed training manual that was used to train all new employees and coordinated the placement of resident claim representatives.

Hired as a claims representative and quickly promoted to claims supervisor on merits of hard work, dependability, leadership, and broad knowledge of policy and legal issues.*12 direct reports*Handled and supervised claims in 9 states; Nevada, Arizona, Montana, Utah, Indiana, Wisconsin, Alabama, Tennessee, Ohio*Litigation files*Attend mediations