Todd Mclay Email & Phone Number

A few of the value added strategies our teams at Precedence Private Wealth & Harbourfront Wealth Management"The VAULT"...This innovative financing strategy takes the lending power away from banks and finance companies and puts it back into your hands! This is our revised version of the revolutionary 'infinite banking concept'. It allows Canadians to potentially pay off their mortgages and debts sometimes more than twice as fast, all without any additional required cash flow.Sign up at www.precedencewealth.com to be notified once this strategy launches and learn how becoming your OWN BANK just may be the best financial decision you can ever make!TAX DEDUCTIBLE MORTGAGE STRATEGIES…This tax planning strategy allows our clients the ability to deduct the mortgage interest on their principal residence and vacation properties. The additional tax refunds build wealth for our clients and allows them to become mortgage "FREE" much sooner with no extra cash flow required.TRANSFERRING RSP & PENSION ASSETS to TFSA's...This investment & tax planning strategy provides a simple but sophisticated platform in which clients can reduce the future income tax payable on their retirement assets (RSP, RIF, etc.) by flowing their investments to a Tax Free Savings Account (TFSA)IMMEDIATE CORPORATE FINANCE ARRANGEMENTS...This tax planning strategy provides our corporate clients the opportunity to obtain the majority of their cash-flow from their business potentially free of personal tax. This strategy is perfect for higher income earning professional corporations and with proven and consistent earnings. It is also a tremendous benefit to clients whom have recent been negatively affected by the changes in passive income rules in Canada.RISK PARITY INVESTMENT STRATEGY...The current market landscape provides heightened potential risk and volatility for investors. The Risk Parity Investment Strategy constantly compounds our clients wealth while protecting their portfolios from extreme market sell offs. FEE BASED PORTFOLIO MANAGEMENT...In today's wealth management landscape an investor should emphasize a non-biased investment approach. Both the advisors and clients goals should compliment one another. Traditional commission structures may create conflicts of interest between the financial advisor and client. As registered Portfolio Manager we not only act as fiduciaries when managing your money, but also have vast access to many alternative investments often only reserved for the high-net worth and wealth family offices.

Listed skills include Investments, Wealth Management, Financial Planning, Finance, and 18 others.