Todd Rinn Email & Phone Number

Murray, Utah, United States

• Administered oversight and reporting of Reg. O Insider transactions including all elements of Compliance Management System development.
• Executed monthly and quarterly Insider List updates and communications ensuring accurate information was easily available enterprise-wide.
• Validated first line of defense Key Procedural Controls to ensure correct risks were identified and mitigated.
• Streamlined Reg. O documented procedures to include decision-tree methodology, visual… Show more
• Streamlined Reg. O documented procedures to include decision-tree methodology, visual enhancements and inclusion of exception scenarios to minimize regulatory risk. Show less

• Performed monthly review of approx. 100-300 complaints for Unfair Deceptive Abusive Acts and Practices (“UDAAP”) applicability. Used MS Excel tools to aggregate entire 2022 complaint population data into uniform.
• Identified potential themes among customer complaint population and presented risks to team with recommended next steps.

• Formalized Reporting Standards – documented standards and trained Compliance Reporting Team.
• Team Lead - successfully led recurring quarterly preparation, data gathering, standardization, peer review and submission of enterprise-wide Compliance reporting with tight timelines.
• Performed weekly BSA/AML case volumes analysis; identified trending and delivered risk reporting to leaders.* Accomplishment: Improved reporting effectiveness rating for Executive Compliance Committee… Show more
• Performed weekly BSA/AML case volumes analysis; identified trending and delivered risk reporting to leaders.* Accomplishment: Improved reporting effectiveness rating for Executive Compliance Committee package (500.

• Prepared and finalized all internal/external reporting for highly complex Reg W organization.
• Contributed as Data and Reporting SME for all Compliance Testing, Internal Audit, and Regulatory reviews.
• Performed oversight of Compliance Issues Management – monitored progress to ensure timely closure of outstanding issues, lead bi-monthly update meetings.
• Advised business partners on Regulatory expectations.
• Generated and distributed monthly Metrics Report, prepared Reg W… Show more
• Generated and distributed monthly Metrics Report, prepared Reg W Covered Transaction update (FR Y-8) to Finance.

Salt Lake City, Utah

• Increasing operational efficiency in support of firm initiative to reach USD $50 billion in Lending portfolio.
• Consolidated 18 bank processes into new Operations team resulting in quicker credit decisions, decreased operational risk, centralized accountability, and new growth opportunities for team members.
• Identified, designed, tested and implemented three automation robots resulting in 1.5 FTE reduction of staff and approximate USD $70,000 in annual savings.
• Interfaced with… Show more
• Interfaced with Auditors and Bank Examiners as SME on all operational processes and risk control measures.
• Approved monthly Reg. O reconciliation; prepared Reg. O reporting to Bank management, Compliance.

Salt Lake City, Utah

• Analyzed individual circumstances and communicated requirements to financial advisors to avoid bank action in client accounts.
• Monitored daily status of securities backed lending collateral to mitigate potential losses to the bank.
• Presented results of impact analyses on the bank’s collateral in various scenarios and presented results to the bank’s risk committee (natural disasters, concentration risk, political and government impact on markets.
• Interfaced with… Show more
• Interfaced with Examiners/Regulators on credit risk methodologies and liquidation practices to ensure alignment with procedures and corporate governance. Show less

Salt Lake City, Utah

• Performed daily margin call reporting for Reg. U securities backed lending portfolio.
• Communicated complex issues to business partners, and branch personnel.
• Tracked USD loan to value (LTV) amounts and margin call aging used to prepare end of day summary.