Todd Ronk Email & Phone Number

Lafayette, Indiana Area

Originating mortgage loans for First Merchants Bank. Offering conventional, FHA, VA, USDA and IHCDA Indiana Housing. Specializing in First Time Homebuyers.

Lafayette, Indiana Area

Mortgage Loan Consultant for Lafayette Bank and Trust

Lafayette, Indiana Area

Since 1988 Academy Mortgage has provided exceptional service and customized solutions to help individuals and families achieve successful homeownership. Our company is recognized and respected nationwide for our unwavering commitment to responsible lending, especially in today’s rapidly changing economy. Academy Mortgage is currently the #1 Independent Purchase Lender in the United States. As more banks and lenders consolidate operations and service offsite, Academy has the distinct advantage of being a direct lender—all loan processing, underwriting, closings, and funding are handled locally. Our branch offices have the tools and resources in-house to expedite these processes, resulting in our proven track record of closing loans as quickly and efficiently as possible. Academy is headquartered in Salt Lake City, Utah; has over 135 branches across the country; and is licensed to process loans in 44 states. The source for Academy Mortgage’s national ranking is the CoreLogic Marketrac Report for 2012, published in January 2013. CoreLogic is a leading financial, property, and consumer information and analytics company.

Lafayette, Indiana Area

With nearly 20 years in the mortgage and banking industry, I have developed the extensive knowledge and experience it takes to guide you through the complex process of buying, building or refinancing your dream home. I am a Lafayette native and Purdue graduate, which means I am deeply committed to our community and believe that success is achieved through hard work, honesty and integrity. I believe providing efficient service and continuous communication throughout the process will earn your trust and confidence. Call me for a personalized loan consultation. I look forward to making your dreams of homeownership a reality.

Monticello, In

With nearly 20 years in the mortgage and banking industry, I have developed the extensive knowledge and experience it takes to guide you through the complex process of buying, building or refinancing your dream home. I am a Lafayette native and Purdue graduate, which means I am deeply committed to our community and believe that success is achieved through hard work, honesty and integrity. I believe providing efficient service and continuous communication throughout the process will earn your trust and confidence. Call me for a personalized loan consultation. I look forward to making your dreams of homeownership a reality.

I was responsible for developing annual budgets, as well as recording and tracking of all receivables / expenses. Scheduled practice and swim meet activities for 80 swimmers ages 5 to 18. Built weekly work schedules for 70 parent volunteers to ensure a fun and learning environment. Recruited and managed 12 paid coaches and assistants over 5 years. Maintained a database of volunteers, community business leaders, swimmers and contributors. I was responsible for fundraising through various activities, including grant wiriting to purchase lane lines and supporting materials.

Instrumental in startup of a SMB home health care agency providing in-home care services to Seniors. Developed marketing strategies, activities and print materials. Established referral sources at 2 hospitals, 8 Doctor offices, 12 area nursing homes and a local hospice provider. Established $90k new business in 6 month period increasing sales by 60%. Hired, fired and trained personnel, payroll services, contracting of new clients, financial reporting, invoicing and tracking receivables, developing weekly employee schedules. Assisted in the development of and adherence to CHHC policy and procedures.

Originated residential mortgages, consumer products and commercial loans through direct marketing to Realtors, builders, community leaders, business professionals and previous customers. Responsibilities: Risk grading, pipeline and database management, credit and income analysis, consumer counseling regarding credit performance. GMAC closed all retail mortgage offices nationwide September 2008 resulting in a layoff

Originated over $4 million in residential mortgages and retail consumer products, after 3 month training lead in period, through marketing to Realtors, builders, community leaders, business professionals, and previous customers. Participated in branch and offsite marketing promotions to increase retail banking services and accounts. Responsibilities: Pipeline and database management, risk grading, credit and income analysis, consumer counseling regarding credit performance

Top producer for 2006 with 4 month average sales of $1.35 million dollars per month. Originated residential mortgages, consumer and commercial loans through marketing and support of bank products and services. Responsibilities: building a business pipeline through marketing to Realtors, builders, community leaders, business professionals and previous customers, risk grading, credit and income analysis plus consumer counseling regarding credit performance. Familiarity with bank underwriting procedures for residential, consumer and commercial loans

Originated subprime residential mortgages through sales contracts signed with local banks to process loans denied for credit or collateral reasons. Top sales performer for 2 months by signing contracts with four local banks. Responsible for property, credit risk and income analysis. Dealt with poor credit performance issues and counseled customers accordingly. High travel involved with this position. Indianapolis region offices were closed by Fieldstone ending in a layoff.

I accepted and processed mortgage loan applications from call-in customers, plus limited origination activities. I was responsible for risk grading, credit and income analysis to determine the best loan program and lender that would maximize customer benefit and IMF profit margin. I was required to maintain a minimum fee income of $13,000 per month or 4% income per loan. I obtained mortgage licenses in both Indiana and Illinois and covered both territories extensively. High customer contact and travel involved