Todd is a seasoned professional in providing plan sponsors and plan participants with carefully crafted and effective retirement plan solutions. His high level of customer focus, business acumen, and pension plan compliance knowledge has continuously provided value for plan participants, ultimately helping them retire confidently.(Securities offered through LPL Financial, Member FINRA/SIPC. For hyperlinks to FINRA and SIPC, please refer to 'Contact Info' section above. Investment advice offered through Independent Financial Partners, a registered investment advisor and separate entity from LPL Financial.)(The LPL Financial registered representative associate with Garnett Retirement Group may only discuss and/or transact securities business with residents of the following states: Florida and North Carolina.)Third party post found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.

Retirement plan consultant offering securities and advisory services through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC. Certified Financial Planner, Accredited Investment Fiduciary, Chartered Retirement Plans Specialist, and Chartered Financial Consultant with series 6, 7 and 63 licenses in addition to Life, Accident and Health Insurance license in Florida.

 Expertly present retail accumulation and risk solutions as well as educate participants regarding new and existing retirement plan; acquiring additional contributions to plans and outside assets  Establish strong advisor relationships for the successful promotion of the Retire Secure services on their retirement plan business as well as render assistance in closing new sales Perform extensive travel to companies within various industries to facilitate group presentations and one-on-one meetings to orient and inform on a wide variety of financial topics Work in collaboration with the human resource departments in creating schedules for employee meetings focused on maximizing the efficiency of employees

 Gave professional advice to each client with more than $250,000 in assets invested within the company  Oriented clients regarding the benefits of investing to retirement as well as highly diversified low-cost mutual funds, with focus on creating a tax-efficient portfolio Conducted manual rebalancing of each client’s assets to acquire proper diversification across U.S. stock market, international stock market, and U.S. bond market Led the discussion on estate planning, insurance, and taxation issues as appropriate

 Presented correct information to clients regarding their brokerage accounts; aided them in utilizing the company website; as well as provided them with up-to-the-minute market information  Encoded recent data on securities markets involving stock and options trades for clients’ accounts in the Reuters and Bloomberg computer systems Spearheaded the training for new associates; assessed their performance by listening to their telephone calls with clients and gave appropriate feedback Exemplified adeptness in working on a department-wide project intended to provide resolution on communication issues between a high-net worth department in the company and the Brokerage Department Directly collaborated with other team members in collecting and analyzing information to determine the cause of the problem; subsequently formulating and implementing effective solution across all of Vanguards sites

 Played an integral role as an internal and external resource, answering all questions related to individual retirement account (IRA) Provided assistance to clients with establishment and/or transfer of their IRA at the company, including rollovers

 Functioned effectively in a commission-driven sales environment, focusing on selling life insurance and annuities Displayed expertise in prospecting for new clients through cold calling, direct marketing, and referrals Directly interacted with clients regarding the explanation of the company’s services; gathered their information and placed them in a comprehensive financial profile presented to the client when offering them various solutions based on their needs