Toks enjoys working with closely owned family business owners in the greater New York area. He has earned numerous Leaders Club recognitions from Guardian by helping business owners and other professionals resolve most of their financial concerns. He is a specialist in financial risk mitigation and looks forward to working with you.

Area of Possible Interest:1. Key Person Life Insurance2. Disability Income Protection*3. Long Term Care*4. Personal Life Insurance5. Buy and Sell Funding6. Split Dollar Insurance7. Tax Deductible Retirement Planning8. Group Medical Insurance9. Business Succession Planning10. College Education Funding11. IRA Funding12. ROTH IRA Conversion13. 401(k), 403(b) and IRA Rollover14. Business Overhead Expense Insurance15. Mutual Funds and Annuity Investment16. Personal Estate Planning with corporate dollarsContact Information:Toks-Abraham debowalePhone: 516-240-1885 Fax: 516-745-6990Email: aadebowale@natfin.netRegistered Representative & Financial Advisor of Principal Securities, Inc. Securities and advisory products offered through Principal Securities, Inc., (800) 247-1737, Member SIPC, Des Moines, IA 50392. Heritage Financial Service is not an affiliate or subsidiary of Principal Life Insurance Company or Principal Securities, Inc. Principal Securities and its subsidiaries, agents, or employees do not provide tax or legal advice. Please consult your tax or legal advisor about your individual situation.