Tom D. Email & Phone Number

Roseville, CA, US

Roseville, California, United States

• Take application and prepare required disclosures for submission and processing
• Analyzing local mortgage needs and remaining up to date on local real estate market trends, forecasts, account analyses, and the competitive landscape.
• Possessing a working knowledge of Conventional and Government loan products
• Developing long-term relationships with realtors, homebuilders and other self-generated purchase-focused referral sources through daily, weekly, and monthly touches.
• Analyze credit reports, income, and asset documents, and can structure a loan properly.
• Provide guidance on the risks and benefits of the different programs available to the client.

• Developed and presented key projects to board to obtain approval.
• Collaborated with executives to develop and execute strategic business plans.
• Implemented equipment to eliminate production bottlenecks, boosting productivity and ensuring earlier completion date.
• Coached and mentored employees and offered constructive feedback for performance improvement.
• Led, supervised and provided strategic direction for workforce of 65 employees.
• Direct business development strategies and identify customer product needs and preferences.

San Jose, CA

• Controlled costs and optimized spending via restructuring of budgets for labor, capital assets, inventory purchasing and technology upgrades.
• Improved operational planning and business frameworks to enhance resource utilization and reducewaste.
• Monitored and supported progress of plant production orders by managing shop capacity and loading functions.
• Achieved or exceeded financial goals on regular basis by controlling expenses, optimizing schedules and regulating inventory usage.
• Maximized productivity by keeping detailed records of daily progress and identifying and rectifying areas for improvement.
• Raised performance in areas of sales, management and operations by identifying and targeting areas in need of improvement.