Tom Grice Email & Phone Number

Madison, Wi, Us

Moline, Il, Us

Innovative Cash Flow Models: Developed and implemented cash flow models to assess customer repayment sensitivity and portfolio risk across various market segments. Improved forecasting accuracy and reduced sensitivity analysis time by 90%, earning positive feedback from the Federal Reserve.Machine Learning Models: Engineered proof-of-concept machine learning models to predict large customer default risk, achieving up to 87% accuracy in complex credit assessments. These models demonstrated potential to automate risk assessments and boost productivity by 10-15%.Global Credit Policies: Played a key role in developing data-driven global credit policies. Refined underwriting criteria and risk assessment models, improving decision accuracy, reducing loss given default, and accelerating approval times for small business customers by 10%.Cross-Functional Leadership: Directed a cross-functional team to integrate analytics and AI into credit underwriting. Identified 27 process improvements, mapped the underwriting process, and created a framework expected to streamline decision-making and reduce processing time by 10%.Data-Driven Visualizations: Collaborated with cross-functional teams to establish critical risk metrics and created 34 data-driven visualizations using Power BI, SQL, R, and Data Bricks. These insights optimized credit portfolio performance, mitigated risks, and enhanced regulatory compliance.

Moline, Il, Us

Global Training Program: Transformed credit underwriting capabilities by leading a team to develop and implement a comprehensive 54-course curriculum and a 3-tier certification process. This initiative drove a 23% improvement in underwriting proficiency, as reflected by skill assessment scores over three years.High-Potential Talent Development: Accelerated credit talent development through a high-potential program, mentoring and developing nine employees to align their skills with organizational goals and build a strong credit leadership pipeline.Training Program Optimization: Aligned credit underwriting training with evolving business needs by collaborating with underwriting and HR teams. This optimization enhanced performance and supported broader organizational goals.

Moline, Il, Us

Strategic Financial Institution Launch: Spearheaded the launch of a new financial institution by developing a comprehensive business plan covering financial modeling, marketing, risk management, and regulatory compliance. Successfully led the FDIC application process and advanced through key stages by addressing critical feedback.Enhanced Credit Underwriting: Improved customer credit underwriting through rigorous sector analysis and comprehensive research. Leveraged data analytics to generate actionable insights, enhancing decision quality and supporting strategic planning.

Moline, Il, Us

Optimized Portfolio Performance: Achieved zero credit losses over the lifecycle of a $265 million renewable energy financing portfolio. Developed and implemented predictive analytics and cost models to identify and mitigate risk factors, generating insights for strategic adjustments and establishing early warning systems.Managed Renewable Energy Portfolio: Oversaw a $265 million renewable energy financing portfolio. Launched a new product by creating comprehensive lending policies, risk assessment frameworks, and onboarding 12 new customers while implementing robust risk mitigation strategies and financial models.

Moline, Il, Us

Led a reporting team to create solutions that improved operational efficiency, customer satisfaction, and financial performance. Conducted detailed analysis using SAS, SQL, Excel, and Access.

Moline, Il, Us

Designed and implemented operational staffing models to ensure consistent service levels, accurately predicting activity drivers and staffing requirements for optimized operational efficiency.

Mba, Finance, Entrepreneurship

Ag Business, Economics, Finance

Education record