"Doing Even More..." From the sharing of one's time to the giving of one's wealth, Tom encourages and assists in a wide range of philanthropy. Central to all of this is the incredible spirit of generosity that exists where he lives. Whether through their personal efforts and/or their financial capabilities, there are many that would like to learn of ways to do even more. Tom has assisted with several major gifts, grant's and benefits totalling millions of dollars. Some are endowed while others continue to flow each year in support of a number of very worthy causes. Legacies of love. Through this Stewardship of time and money, countless lives are touched. The exponential reach and benefits of each one of these "Good Works" are known only to God.

Enhancing, Insuring & Enriching . . .> One client received a total of over $1.7 million (tax-free) at $15,000/Month after suffering a sudden, life-changing medical event that left him disabled him for several years. {TOOL: Disability Income Policy | Non-Cancellable & Guaranteed Renewable) as a member of the Metro Omaha Medical Society.}> One client's family received $11 million (tax-free) in a legacy Death Benefit that replaced an $11 million charitable gift that client's made years earlier. {TOOL: Permanent Life Insurance Policies that funded a Wealth Replacement Trust.} * CURRENT:> Life Insurance: GUARDIAN LIFE INSURANCE COMPANY of AMERICA > Disability: BERKSHIRE LIFE INSURANCE COMPANY of AMERICA > Brokerage: INNOVATIVE UNDERWRITERS INC ULTRA HIGH NET WORTH> Networker: Finding those rare few who want "To do even more."> UHNW LI: Individuals/Families/Foundations (UHNW defined as those worth $30 million & above). * * PREVIOUS:> COLORADO DIV OFF / RD MARCOTTE & ASSOCIATES, Mutual/United of Omaha/ MoO Fund Mgmt Co/ MOMCO/Jackson Ntl/Provident/Phoenix (Estes Park/Omaha)> MUTUAL OF OMAHA (H.O.) > INSURANCE CONSULTANTS> QA3 FINANCIAL CORP>PARK AVENUE SECURITIES/ITTHARTFORD LIFE > Life, disability & annuities (income & wealth replacement/retirement/estates/philanthropy)Exclusive Account Executive servicing: The METRO OMAHA MEDICAL SOCIETY, OMAHA BAR ASSOCIATION, CREIGHTON UNIVERSITY PHYSICIANS PIP & 1st NATIONAL BANK OF ESTES PARK DEPOSITORS GROUP PROGRAM. > With other Mutual agents: The National Small Business Assoc, Colorado Medical Society, Colorado Nurses Assoc, Colorado Society of CPA's, Colorado Wheat Growers, National Assoc of Retail Druggists & The National Livestock Producers.

BRIDGE / HARD MONEY LOANS ($200,000 - $250,000,000)

"Tom was responsible for creating & enhancing mutually successful financial relationships. He worked with businesses, banks, professionals & individuals." Businesses benefited from CFA's 5,000+ competing lenders, our case-preparation & the packaged negotiated deals that were secured on their behalf. They saved time, money & got better results. Banks benefited as they kept their customers when financing requests fell outside of their preferred loan parameters. Customers got what they wanted & they did't go looking elsewhere. (NOTE: Banks also used CFA to refinance existing loans that they no longer wanted. With those loans off the books, banks could reposition those dollars into more 'sweet-spot' loans.) Professionals benefited by adding business financing to the range of services they offered. Clients appreciated this new service & relationships strengthened. (While most all types of professionals were eligible, some wanted/needed to provide prior full disclosure since they could be compensated by CFA. Broker contracts were available for the highest compensation levels.) Individuals benefited as they were compensated for referrals that resulted in closed deals. NOTE: There are no licensing requirements so CFA can pay most adults for referrals. The income potential from quality introductions is virtually unlimited.**** The CFA REFERRAL PROGRAM: Among the highest compensation levels in financing. NOTE: Tom teamed up with Omaha entrepreneur & philanthropist Steve Wild to create COMMERCIAL FINANCE AMERICA.