I have many years experience in advising SMEs on profit improvement and how to minimise corporate, capital and personal taxes. I am a qualified Chartered Accountant, a Qualified Financial Advisor and a Certified Tax Advisor.During my time in practice I have assisted many companies from a start up stage to multi million euro turnover companies. This was done through advice on management and assistance with raising development capital and working capital and with grant applications to state development agencies.I have also advised many clients on structuring their business affairs so that their retirement fund is maximised and appropriate to their risk profile.I have been working in the Irish Financial Services industry for many years, providing advice on pensions, investments and financial protection.