Tom Ray Email & Phone Number

Pittsburgh, Pa, Us

General LiabilityI provide on-site resources, a walk-through of the operations, and offer risk management recommendations in an effort to help reduce/mitigate potential claims. I will also review contractual agreements to make sure indemnification, hold harmless and waiver of subrogation clauses are in effect and in your favor, where applicable. Commercial PropertyIn conjunction with the carrier underwriters, we determine the Insurance to Value on buildings and Personal Property, as well as Property of Others in your care, custody or control. I also provide assistance in determining the loss of income in the event of a claim - through Business Income Loss coverage. Workers' CompensationI am actively involved in the formation and administration of safety committees, which includes engaging the carrier(s), and any tools they have available, to assist in the safety and training of employees, to ensure they are performing at their best.Commercial AutomotiveWith the carrier’s help, I coordinate defensive driving seminars to reduce premiums, and help fill gaps in commercial auto exposures when personal vehicles are used for business use and/or vehicles are rented while out of town. Professional LinesI have experience in the placement of Professional Liability, Errors & Omissions, Directors & Officers, Mal-Practice, Employment Practice Liability, Employee Benefits Liability, Crime w/3rd Party Theft and various other professional lines as they apply to most industry types.

Colorado Springs, Co, Us

Bs In Accounting, Math

12, General