Tom Aderhold Email & Phone Number

Tampa Bay, Florida

Provide effective resolutions to troubled C&I and CRE portfolios by implementing solutions to mitigate risk and maximize recovery.

St Petersburg, Florida, United States

As Managing Director CRE Special Assets, I helped Raymond James on a temporary contractor basis with Covid deferrals/restructures and analysis of $300MM in troubled commercial real estate loans.

Clearwater, Florida, United States

• Built high caliber Special Assets Team and established new organizational structure that significantly improved portfolio performance.
• Led loss mitigation and recovery of multi-billion-dollar loan and REO portfolio of distressed assets under Loss Share requirements of the FDIC in five states.
• Oversaw the sale and management of $475 million REO portfolio resulting in sales in excess of book balances, while controlling expenses to a minimum.
• Managed the collection of multi-million-dollar portfolio of distressed tax certificates at a profit.
• Established incentive plan to recruit and retain top employees exceeding top and bottom line goals year over year.

• Supervised problem loan portfolio exceeding $2 billion, comprised of real estate, commercial, corporate, syndications, healthcare, dealer, ABL and Commercial OREO. Resolutions in 2008 exceeded $1.5 billion.
• Originated and closed multiple note sales to dispose of problem assets and minimize losses.
• Analyzed portfolio, projected charge-offs, staffing needs and budgeting decisions.
• Managed forty-eight workout specialists and sixteen administrators covering four regions in thirteen states.

• Managed team of workout professionals with a $300 million portfolio. Collections exceeded 200% of average balances.
• Negotiated restructures of Bankruptcy Plans in five states to maximize recoveries.
• Developed and implemented streamlined foreclosure process at AMRESCO on RTC project with $300 million in real estate debt.