Tom Aderhold Email & Phone Number

Tampa Bay, Florida

Provide effective resolutions to troubled C&I and CRE portfolios by implementing solutions to mitigate risk and maximize recovery.

St Petersburg, Florida, United States

As Managing Director CRE Special Assets, I helped Raymond James on a temporary contractor basis with Covid deferrals/restructures and analysis of $300MM in troubled commercial real estate loans.

Clearwater, Florida, United States

Built high caliber Special Assets Team and established new organizational structure that significantly improved portfolio performance.• Led loss mitigation and recovery of multi-billion-dollar loan and REO portfolio of distressed assets under Loss Share requirements of the FDIC in five states.• Oversaw the sale and management of $475 million REO portfolio resulting in sales in excess of book balances, while controlling expenses to a minimum.• Managed the collection of multi-million-dollar portfolio of distressed tax certificates at a profit.• Established incentive plan to recruit and retain top employees exceeding top and bottom line goals year over year.

Supervised problem loan portfolio exceeding $2 billion, comprised of real estate, commercial, corporate, syndications, healthcare, dealer, ABL and Commercial OREO. Resolutions in 2008 exceeded $1.5 billion.• Originated and closed multiple note sales to dispose of problem assets and minimize losses.• Analyzed portfolio, projected charge-offs, staffing needs and budgeting decisions.• Managed forty-eight workout specialists and sixteen administrators covering four regions in thirteen states.

Managed team of workout professionals with a $300 million portfolio. Collections exceeded 200% of average balances.• Negotiated restructures of Bankruptcy Plans in five states to maximize recoveries.• Developed and implemented streamlined foreclosure process at AMRESCO on RTC project with $300 million in real estate debt.