- Took P/L responsibility for Bilsing Automation Czech Republic- Took responsibility for accounting, controlling, treasury, funding and budgeting of Bilsing Automation- Become a Business partner to the owner and CEO´s of the Country Managers within Bilsing Group- Representing Bilsing Automation Group in front of auditors, banks, tax advisors and local authorities- Leading initiatives focused on ongoing cost/revenue optimization across multiple business

- Took responsibility for Third parties’ (Debt Collections Agencies) management (60+ relationships)- Significantly improved performance of Third Parties- Onboarded 10+ new DCA partners- Managed 10+ Debt sale projects in different markets- Successfully completed several debt sale transactions in different markets (eg UK, Czech Republic)

Deutsche Leasing is a leading provider of financial services for companies and entrepreneurs in 22 countries• Took responsibility for the management of customers service and collections.• Leading a team of 6 direct reports in the Czech Republic and Slovakia; manage a commercial leasing portfolio of EUR M 430• Managing implementation of agreed strategy for customers service and collections.

• Took responsibility for the management of credit risk, collections and fraud prevention.• Led a team of 3 direct reports and 100 employees; managed a loans portfolio of EUR M 50• Managed a business-critical project to update business strategy for Q4 2014 and 2015.• Gained a multi-dimensional view of the MiG credit business in the Russian Federation. • Identified a number of strategic opportunities for business growth in a competitive market.• Specified and agreed clear and… Show more • Took responsibility for the management of credit risk, collections and fraud prevention.• Led a team of 3 direct reports and 100 employees; managed a loans portfolio of EUR M 50• Managed a business-critical project to update business strategy for Q4 2014 and 2015.• Gained a multi-dimensional view of the MiG credit business in the Russian Federation. • Identified a number of strategic opportunities for business growth in a competitive market.• Specified and agreed clear and achievable short and medium term business objectives. • Identified high potential individuals and started developing a high achieving management team. Show less

• Took full responsibility for the management of credit risk, collections and fraud prevention.• Led a team of 3 direct reports and 150 staff based in the Czech Republic and in Slovakia.• Managed a personal loans portfolio of £162 million.• Played a key role in developing the business strategy with a focus on risk, collections and fraud. • Negotiated with local regulators to ensure compliance and improve the company reputation.• Identified and trained a number of high… Show more • Took full responsibility for the management of credit risk, collections and fraud prevention.• Led a team of 3 direct reports and 150 staff based in the Czech Republic and in Slovakia.• Managed a personal loans portfolio of £162 million.• Played a key role in developing the business strategy with a focus on risk, collections and fraud. • Negotiated with local regulators to ensure compliance and improve the company reputation.• Identified and trained a number of high potential individuals in the business. • Reviewed and obtained approval for a number of significant changes to the credit risk model which encompassed credit scoring, policies, procedures and staff training. • Actively supported the development of new products and distribution channels. • Increased business profitability by making significant improvements in the collections process.• Agreed substantially revised collections policies, procedures, training and systems.• Implemented agreed fraud prevention, detection and investigation strategies. Show less

• Established the risk, collections and fraud prevention functions in Kazakhstan from scratch. • Recruited developed local staff to create an effective risk and operations team of 300 staff. • Managed a portfolio of cash loans, retail sales finance and credit cards loans of $100 million. • Defined the organisational structure; planned the resource requirements to meet objectives.• Developed a customised credit scoring model to reflect the local market and consumer behaviour… Show more • Established the risk, collections and fraud prevention functions in Kazakhstan from scratch. • Recruited developed local staff to create an effective risk and operations team of 300 staff. • Managed a portfolio of cash loans, retail sales finance and credit cards loans of $100 million. • Defined the organisational structure; planned the resource requirements to meet objectives.• Developed a customised credit scoring model to reflect the local market and consumer behaviour. • Develop provisioning methodology in line with IFRS and group standards. Show less

• Held a number of increasingly responsible roles over of a period of 7 year with GE Money. • Oversaw the management of a large portfolio of mortgage loans of $3 Billion in France• Carried out an in-depth analysis of the profitability of mortgage products offered on the market.• Reviewed and updated the credit scoring model and the existing credit risk policies.• Made credit decisions on a case-by-case basis within delegated credit authorities. • Updated and further… Show more • Held a number of increasingly responsible roles over of a period of 7 year with GE Money. • Oversaw the management of a large portfolio of mortgage loans of $3 Billion in France• Carried out an in-depth analysis of the profitability of mortgage products offered on the market.• Reviewed and updated the credit scoring model and the existing credit risk policies.• Made credit decisions on a case-by-case basis within delegated credit authorities. • Updated and further developed regular and ad hoc reports for the business and for the Group. Show less

Responsible for sale of Skoda cars in Finland, Denmark and Iceland