25 years international experience as an analyst and advisor in banking and financial telecommunication industries, covering waste range of payments related products like: transfer services, request-2-pay, remittance, direct debit, payroll, instant payment, ACH, RTGS, SWIFT MT/MX, GPI, Distributed Ledger, Wallets, P2P, TIPS, EBA RT1 and more. I can offer strong track record and experience in national, regional and global payment settlement systems, network service providers as well as customer facing interfaces, gleaned literally from all around the world. Strong track record in projects increasing profitability, meeting regulatory requirements and achieving customer’s satisfaction. Distinguished by strong analytical, communication and presentation skills and enhanced by the world-class Executive MBA programme at Rotterdam School of Management, Erasmus University.Specialties: • National and regional Instant Payment strategies• Nation/community wide analysis in telecom infrastructures rationalization.• Expertise in operational processes and financial telecommunication.• Mastery of domestic and international payments - processing and application architecture.• Total Cost of Ownership (TCO) methodology definition and application.• Marketing research and analysis – experience in theory application.• Driven to discover and deliver added values.• Unique combination of business and technical knowledge.• Management consultancy professional