Tomasz Rynkowski Email & Phone Number

Warszawa, Woj. Mazowieckie, Polska

I have been a key contributor to the establishment and development of PKO Bank Hipoteczny - the largest issuer of mortgage bonds from Poland, whose mortgage bonds are listed on the Warsaw and Luxembourg Stock Exchanges. As Chief Accountant my responsibilities include accounting, tax and reporting.• Attendance at Supervisory Board (including Audit Committee) and Management Board meetings. • Providing data and strategic advice to stakeholders on accounting concepts for strategic purposes and management reporting.• Chair non-routine events requiring a financial presence, such as loan repayment holidays.• Responsible for the implementation of new accounting standards (e.q. IFRS 9 and IFRS 16). • Fulfilment of reporting obligations imposed on banks and securities issuers including to the PFSA, NBP, the Stock exchange and BFG.• Responsible for the fulfillment of tax obligations, including CIT, VAT, WHT, TP, MDR and FIN. • Analysis of changes in tax legislation and their implementation in processes.• Involved in proposing amendments and providing opinions on tax legislation, including the tax on certain financial institutions (FIN), WHT on mortgage bond payments and the long-term financial ratio (WFD). • Management and development of the cover pool underpinning the issuance of mortgage bonds as a long-term source of funding for PKO Group. • Supporting role in the process of issuing mortgage bonds.• Responsible for cooperation and communication with the audit firm. • Management and optimalisation of accounting and reporting processes.

Warszawa, Woj. Mazowieckie, Polska

Leader of the project streams for the preparation of the accounting, reporting and tax processes for the purposes of mortgage bank to be opened.

Warsaw Area, Poland

Leading a diversified team of 14 people executing audits in the area of products and services for retail clients (private persons, SMEs, developers). • Oversight and conduct of internal audits, reporting on findings and proposing recommendations to address identified weaknesses and manage risks.• Monitoring the implementation of recommendations and escalating recurring weaknesses.• Preparation of summaries of audit results for the Chief Executive Officer and the Supervisory Board. • Preparation of annual audit plans in accordance with applicable regulations. • Involvement in the Mortgage Bank opening project, in particular in the design of the internal control system and audit functions.

Warsaw Area, Poland

• Supervision of audit teams; key contact for audit clients; presentation of audit results to management and supervisory boards of audited entities.• Audit of statutory financial statements and group reporting packages, including for global groups, prepared in accordance with International Financial Reporting Standards (IFRS) and Polish Accounting Standards of banks (retail, mortgage and investment), • Audit of other financial institutions (leasing, factoring, debt purchasing and collections) and real estate companies. • Involved in IFRS implementation (incl. advisory of loan impairment model for a retail bank); internal control assessment; due diligence.

Lodz, Lodz District, Poland

• R&D of the transactional system, monitoring of the banking market, analysis of website traffic and Internet advertising.

Chartered Public Auditor

Master Of Science - Ms, Finance & Banking

Activities and Societies: specialisation: Management of Corporate Finance; Individual Study Programme; holder of the scholarship.

School Of Business Administration

Activities and Societies: Socrates-Erasmus Scholarship