Thomas Caruthers Email & Phone Number

Roseville, California, United States

First Reverse Mortgage Advisor hired in the Roseville FAM branch.

California, United States

Major Metropolitan Areas Of Northern California

We are a licensed general contractor, specializing in managing the Energy Efficient Mortgage (EEM), and HUD's new FHA Solar and Wind Technologies (SWT) programs. SWT lets an FHA borrower include a rooftop solar electrical system into their home loan. Best financing option in the nation.08/02/17: UPDATE - As of this date, FHA SWT has no traction. Only a few mortgage banks are approved but the retail loan officers refuse to promote it. So sad; California is ground-zero for… Show more We are a licensed general contractor, specializing in managing the Energy Efficient Mortgage (EEM), and HUD's new FHA Solar and Wind Technologies (SWT) programs. SWT lets an FHA borrower include a rooftop solar electrical system into their home loan. Best financing option in the nation.08/02/17: UPDATE - As of this date, FHA SWT has no traction. Only a few mortgage banks are approved but the retail loan officers refuse to promote it. So sad; California is ground-zero for residential roof-top solar; a great opportunity lost.01/26/18: UPDATE: Raoul Badde, Area Manager, PacNW & SoCal, Finance of America (FAM), reached out to me to promote EEM with their brokers. I mentioned SWT to Raoul and it only took a week to get FAM on board with the program. Having a major lender like FAM will certainly give SWT the boost it needs. If you broker loans, contact Raoul Badde and get approved with FAM. Show less

Nothern California

Changed the name of my company. Federal Energy is hopelessly lost in Google ranking. US Dept. of Energy owns that search.Home Solar, Inc. sells residential solar systems online, no in-home sales. Everything you need to know, and every question you have about solar for your home is answered on our website, www.HomeSolarInc.com.We don't employ high-pressure sales reps, and we don't pay sales commissions. You save thousands by shopping online.Give us a chance to earn… Show more Changed the name of my company. Federal Energy is hopelessly lost in Google ranking. US Dept. of Energy owns that search.Home Solar, Inc. sells residential solar systems online, no in-home sales. Everything you need to know, and every question you have about solar for your home is answered on our website, www.HomeSolarInc.com.We don't employ high-pressure sales reps, and we don't pay sales commissions. You save thousands by shopping online.Give us a chance to earn your business... Show less

Greater Sacramento

This is a network marketing opportunity for agents with a book of business, modeled after the KW policy (founding agents came over from KW). This is not for an agent without a book of business unless you are recruited to join a team. If you do have a book of business, and don't need hands-on management, like most experienced agents, this might be a great opportunity for you. It is not a fit for me.exp Realty agents are corporate shareholders. Best support, training and prospecting… Show more This is a network marketing opportunity for agents with a book of business, modeled after the KW policy (founding agents came over from KW). This is not for an agent without a book of business unless you are recruited to join a team. If you do have a book of business, and don't need hands-on management, like most experienced agents, this might be a great opportunity for you. It is not a fit for me.exp Realty agents are corporate shareholders. Best support, training and prospecting programs. Best Revenue Sharing program imaginable. If you sell real estate and want a serious retirement plan, contact me; I'll show you how it works. Pretty impressive. Show less

Orange County, California Area

Listed and managed neighborhood shopping centers. Prime rate was 21%! Thank god for video games tenants.

Las Vegas, Nevada

Dealt blackjack, roulette, and dice on the Las Vegas strip. A fun job for a young, single guy! :)

Education record

Masters, Hard Knocks