Tom Hewlett Email & Phone Number

North Wales, Pennsylvania, United States

1050 Bethlehem Pike, Ste 102, North Wales, PA 19454

• Resolve at a substantial discount and without legal fees problem vendor liabilities or debts that have resulted from a product or service dispute with a vendor.
• Reduce and restructure business liabilities and debts to improve a company's cash flow to facilitate turnaround efforts or to survive short term economic or business cycle fluctuations.
• Secure large federal tax credits and property tax reductions for manufacturers, construction companies, CPA/accounting practices, hotels, automobile dealerships, restaurants, and architectural and engineering firms to.
• Identify cost savings opportunities and over charges in workers compensation premiums, waste management, freight costs, credit card processing fees, and energy expense.
• Help companies improve their employee benefit programs while reducing employer medical coverage costs by up to 25% without changing their health insurance carrier or reducing employee take home pay.
• Assist small to mid-size business owners secure both bank or non-bank financing including commercial real estate financing SBA 7a and 504 loans, accounts receivable financing (factoring), equipment leasing, business.

• Marketed accounts receivable based lines of credit by developing referral relationships with bankers and other professionals and cold calling business owners.
• Analyzed overall credit risk, prepared credit write-up, and recommended credit for approval or decline.

• Marketed real estate secured full recourse small business loans as a Commercial Loan Officer for American Business Credit (“ABC”)
• Appointed as a Loan Officer in February 2003 after two months of training (normal time to be appointed as a Loan Officer was at 3-to-6 months)
• Promoted to top company territory (NYC) at ABC after less than 3 months as a Loan Officer
• Qualified for 2 sales contests and achieved bonus level production in 2nd production month
• Conducted preliminary assessment of real estate collateral and credit worthiness of potential borrowers

Pittsburgh, PA

• Originated six investment banking client engagements over an approximate six-month period from direct mail leads and managed 6-to-12 month engagement cycles for middle market companies with annual sales ranging from.
• Advised CEOs or owners of client companies on strategic initiatives to increase company value through merger & acquisitions, raising debt and/or equity capital, optimal capital structure, performance-based.
• Prepared or managed preparation of transaction memorandum for sell-side M&A engagements, financing proposals, and business plans for wholesalers, manufacturers, retail organizations, and service companies

Philadelphia, PA

• Performed valuation analyses for subsidiaries/divisions of public companies and closely held companies including manufacturers, wholesalers, financial institutions, and physician practice management groups using income.
• Conducted purchase price allocations, fairness opinions and intangible asset valuation
• Developed broad knowledge of various financial modeling/analysis techniques with Excel through extensive participation in quality control procedures (detailed checking of both the accuracy and logic of various.
• Researched companies and industries using public filings, subscription and non-subscription based Internet resources, periodicals, publications, and phone interviews with industry people
• Performed in-depth cost of capital analyses for both public and private companies
• “Ghost wrote” a periodic direct mail marketing piece targeted at Orthopedic practice management groups.

Master Of Business Administration (Mba), Finance And Entrepreneurship

Bachelor Of Science, Quantitative Business Analysis