Business and Life Hypnocoach

• Development of business plans, investment studies and feasibility studies for various types of financing for HBOR, HAMAG and commercial banks• Preparation of applications for EU funds for startups• Business and financial consulting in areas of tax, financing and, optimization

• Financing start-ups and non-profit organizations• Mentoring bank clients on business plan development, processing loan applications, reporting to European Invest Fund, creating and implementing customer onboarding process• Key Accomplishments: development of tools for business plans, customer onboarding process, implementation of framework for European Investment Fund EaSI program: Microfinance and Social Entrepreneurship Guarantee Facilities

• Contractor for Croatian Ministry of Demographics, Family, Youth and Social Policy RH for “Social Protection System Modernization Project” financed by World Bank• Transformation of social services and financial systems of 32 Social Welfare Institutions for long-term residential care• Key Accomplishments: implementation of new enhanced modern social care services with resource planning and execution; financial transformation and cost reduction of new services; development and implementation of institutions’ EU funds eligibility

• Leading, coaching and mentoring 5 teams with total of 40 people• Cash and Liquidity Management (FO, MO, BO): managing directly with all company’s cash flows and cash investment decisions, planning, budgeting and reporting of financial positions, financing (credits, leasing, factoring) through SAP Treasury• Accounts Payable: supervision and execution of mass payment process through SAP FI, accounts & reconciliation• Market and credit risk management• Collateral management (bank guarantees, promissory notes, bills of exchange), import-export• Reporting: internal, DT Group and regulatory• Working Capital and Operational Free Cash Flow management• Key person for relations with banks, Deutsche Telekom Group Treasury and auditors• Support to finance, sales and technical functions• Accomplishments: leading Bill Payment Kiosks integration into National Clearing System; project for DT Group Shared Service Centre (AP and AR); SAP Treasury upgrades; reduction of department costs by 40% 2010-2014; reduction of bank fees of company for 30% from 1 to 0,7 million EUR

• I managed and developed middle office and back office treasury operations and bank relations with 2 teams with total of 8 people engaged in reporting and booking treasury positions• Reducing risk exposures: market risk through hedging, limit management, Sarbanes-Oxley (S-OX 404) compliance• Collateral and travel expense management• Accomplishments: Improving risk control by implementing limit system in SAP, 0,1 million EUR savings by creation and implementation of corporate credit cards for employees, improved speed and accuracy of reporting by 50%

• Actively managing all Bank’s market risk positions and their profitability• Managed and developed 1 analyst• Management of FX and liquidity open positions, liquidity needs and foreign currency differences, Croatian National Bank's monetary policy measures, Addiko middle FX rate, Customer Behaviour Analysis, planning of funding and cost of funding calculations, organizing sessions for Bank’s Asset and Liability Committee (ALCO)• Accomplishments: savings of 5,9 million Bank's FX rate differences (-5,4 m EUR at 2003 to +0,5 m EUR at 2004) in 1 year; creation and implementation of IT application Liquidity Forecast (LIFT) for FX and liquidity management system; creating, implementing and testing of Bank's FX open position management system

• Monitoring and reporting of FX, interest rate and liquidity risk positions of the Bank• Daily management and reporting of open FX position and limits (exposure, Value-at-Risk), measurement of for interest rate risk and liquidity risk (BIS Interest Rate Stress Test), monitoring and evaluation of FX, interest rate and price risk on bank’s fixed income portfolio; reporting to Bank's Asset and Liability Committee and Unicredit Group, sage of SAS, IBM Business Object and Reuters PowerPlus Pro• Accomplishments: improvement of daily FX position monitoring by increasing speed and accuracy of risk measures calculations; improvement of Value-at-Risk model by increasing its accuracy

• Created sales and marketing functions at small manufacturing company• Customers and suppliers management, marketing activities

• Created sales and marketing functions at small manufacturing company• Customers and suppliers management, marketing activities