Thomas Lindsey Email & Phone Number

Scottsdale, Az, Us

United States

Phoenix, Arizona Area

Manage secured real estate loans and corporate credit facilities ensuring compliance on financial covenants. Create analysis and provide recommendations for executive management team to make key decisions related to loan prepayments, disposition of assets in collateralized loan pools, mitigating rent losses in secured assets, and managing company liquidity. Negotiate modifications and extensions of secured credit facilities.

Chandler, Az

Underwrite both global and domestic large merchants processing $500K or more in monthly sales. Analyze applying merchant's credit worthiness and financial health to determine PayPal's total risk exposure and render a decision to approve or decline processing services. Suggest collateral requirements to further mitigate PayPal's risk.

Contract assignment of transitioning Franchise Finance loans to new risk classification system and Asset Management platform. Analyze risk classification reports for exceptions and discrepancies based on GE Risk Department's monitoring requirements. Developed quarterly data metrics analysis reports reflecting movement in portfolio risk.

Portfolio manager of $1B in commercial real estate loans for three major life insurance investment companies. Underwrite and administer borrower requests for easement agreements, lease approvals, loan assumptions, collateral releases, and reserve disbursements. Mediate between lenders and borrowers with problem loans to implement workout strategies through loan restructuring, refinance, or deed-in-lieu.Analyze financial statements and rent rolls comparing property performance to lender underwriting or CMSA guidelines. Monitor and Manage lender watchlist for various risks such as debt service coverage, lease roll, and occupancy levels. Review property inspections with loan production officers and analysts to monitor property conditions and resolve deferred maintenance issues.

Assist developers and lenders with loan portfolio analysis focusing on cash flow projections and receivables performance. Report receivable performance to lenders to ensure funding requirements are met. Work with management to establish marketing objectives through strategic planning meetings. Initiate pricing proposal, negotiate client fees, and execute servicing agreements with potential clients.

Managed daily intercompany settlement between $12 and $40 million to direct deposit accounts.Reconciled corporate general ledger accounts and prepared month-end close for receivable and payable accounts.Responsible for settlement and quarterly reporting between Bank America and America West Airlines involving Affinity Frequent Flyer product.