Liquidity Risk - Independent Review Function

Received 2023 MUFG Excellence Award

Employee of Mitsubishi UFJ Trust and Banking Corporation (MUTB), New York Branch aka the Trust Bank*Dual-hatted with MUFG’s Americas Liquidity Risk Management Organization• Maintained the Branch’s Liquidity Stress Testing Model and was responsible for model validation with the Model Risk team• Issue management SME for all liquidity risk reporting and FR 2052a reporting at MUTB’s New York Branch• Lead FR 2052a project to automate the Branch’s reporting process ahead of new FBO Tailoring rules and daily filing requirement, functioning as a business analyst in drafting BRD, FSD and other related project documents• Generated all materials for monthly Market and Liquidity Risk Committee, where I presented the Branch’s monthly liquidity position to the GM, CRO and Head of Treasury• Point person for market and liquidity risk audit and faced auditors to provide evidence and detailed business insights• As part of the liquidity risk second line of defense, performed independent review and challenge of Early Warning Indicators, Liquidity Limit recalibration, and Contingency Funding Plan testing, as well as LCR and FR 2052a• Writing and updating policies, procedures and operating manuals for Market and Liquidity Risk and ensuring integration into the MUFG Combined US Operations risk framework

Received 2018 "Honorable Mention Award" for Head Office and Infrastructure Initiatives• Manage daily risk reporting for the Interest Rate (IR) Derivatives Trading Desk, monitoring adherence to trading desk limits for P&L and risk factor sensitivities, in addition to reconciling between Front and Middle office valuation systems• Ran VaR, Stress VaR, and Volcker Metrics daily on multiple products such as IR derivatives, FX/Forwards, MBS, and Treasuries, analyzing results and writing commentary on significant changes for senior management• Re-engineered IR Derivatives Risk Reporting and relied upon daily by team to troubleshoot various technical issues regarding excel macros/API’s, database management and reconciliation across systems• Spear-headed projects to enhance risk reporting and oversight, including data validation, process mapping, drafting procedures and technical documentation

Corporate & Investment Banking, Americas Risk Management - Market Risk

- Consolidated and analyzed total company budget forecasts for a $250M business and was responsible for loading budget into local reporting system, ensuring accuracy and efficiency during the annual commitment and quarterly re-forecasts- Under the direction of the CFO, designed and built new P&L reports for the monthly executive committee review, creating a new profitability metric on the discipline level within each business unit- Maintained monthly results dashboards for 6 corporate services groups, identifying the main drivers behind budget variances and responding to various ad-hoc requests from group leaders

Financial Planning & Analysis - Corporate Services Group- Supported senior financial analysts in budget analysis, updating P&L reports, generating forecasts and financial planning- Created an automated dashboard for managing partners that analyzed individual business units by office to determine variances in client profitability and YOY growth- As part of the internship program - worked in a business analyst capacity and helped develop a strategy to integrate existing client databases into new CRM program, resulting in a consolidated and easy to access customer database

Credit Cards - Consumer Financial Services Division- Awarded a “Peers Choice Award” by the Head of Credit Cards for helping devise a viable strategy to execute a new acquisition initiative- Supported Product Managers in enhancing product offerings and benefits in existing co-brand credit cards product portfolios