Tom Rickards is a VP of Engineering at Affirm, Inc. at Affirm. He possess expertise in software engineering, c#, software development, .net, xml and 40 more skills. Colleagues describe him as "Tom has a real talent for software development. He understands both philosophically and technically how to provide a software solution to a given problem domain. Lots of developers know how to produce code, but not many understand how to architect that code – in way that follows good principals. Tom does. He has a thirst for it and a self-improving drive that means every time has tackles a problem he attempts to grow from his past experience and produce an even better solution. Allied to this, Tom has a very sharp mind and can understand the most complex issues, see through them clearly in order to make the cleanest and simplest solution. Above all else, Tom is a really good and friendly person, very easy to work with and for this reason a great asset to any team." and "Tom is a very diligent individual, who works very hard to ensure tasks which are assigned to him are achieved on time and to a high standard. Tom is one of the best graduate software engineers I have come across, he was given a sizable portion of work to complete and did so with little or no supervision. He has a keen thirst for knowledge and is very amenable and helpful to those around him. I would recommend Tom without reservation and I am sure he would be a great asset to any team he worked in."