Entrepreneurial financial professional with 13 years experience in commercial banking specializing in risk management, client relationship building, loyalty & retention, structuring financial solutions, and business development & administration. In-depth knowledge of commercial credit products (Lines of Credit, Term Loans, Letters of Credit, Foreign Exchange, and Term Deposits & GIC's). Excellent communicator able to build strong rapport with clientele and coworkers, with experience working closely with back office, analysts, legal and compliance, marketing, and other functional departments. Possess the willingness and initiative to guarantee time-critical deadlines are met.