Toni Horst Email & Phone Number

Dewitt, IA, US

Bettendorf, Iowa, United States

Davenport, Iowa Area

• Monitored the loan pipeline to promptly identify bottlenecks, conduct analyses, and execute corrective measures. Continually contributed to the improvement and optimization of pipelines, file quality, training.
• Supervised and led a remote team of up to twenty processors across various branches and regions, overcoming geographical barriers to foster seamless communication, collaboration, and goal achievement.
• Scrutinized daily calls for compliance and content integrity, thereby heightening overall customer satisfaction.
• Effectively communicated intricate ideas and concepts to senior management by spearheading essential projects that distilled complex information into clear and actionable insights. Show less

Davenport, Iowa

• Managed and coordinated activities for processing, underwriting, closing, and funding units across diverse states. Administered compliance measures, obtained upper-level approvals, and executed thorough risk mitigation.
• Pioneered the thorough assessment and successful implementation of new software, enhancing operational efficacy for the… Show more Managed and coordinated activities for processing, underwriting, closing, and funding.
• Pioneered the thorough assessment and successful implementation of new software, enhancing operational efficacy for the mortgage team.
• Governed the entire lifecycle of loan files for around 90 loans per month, spanning from application to closure.
• Built and nurtured trusting external partner affiliations, cultivating a network of reliable collaborators dedicated to shared success. Show less

De Witt, Iowa, United States

• Directed the nationwide project implementation for a fulfillment site within the central region.
• Assembled, trained, and developed a high-performing team to execute enhancements in metrics within the new national process.
• Promoted through multiple roles of increasing scope and responsibilities due to exemplary leadership, business, and management acumen.

De Witt, Iowa, United States

• Steered underwriting training initiatives and promotions across the region to meet the ever-evolving needs of the organization. Oversaw loan quality, executed audits, and delivered targeted coaching to uphold high.
• Developed and conducted tailored training programs to equip underwriters with the latest industry insights, refined analytical skills, and up-to-date regulatory knowledge.

Davenport, Iowa, United States

• Functioned as the senior underwriter for the branch, specializing in FHA, VA, and Conventional loan products. Helmed day-to-day business operations, while identifying and implementing efficiency enhancements as well as.
• Guided a team of nine encompassing mortgage processors, underwriters, closers, and funders, overseeing the lifecycle of loan files from application to funding for an approximate total of 90 loans per month.