A licensed Realtor Associate with Century 21 Action Plus Realty with expertise in all types of real estate transactions. Century 21 Action Plus Realty consists of 4 locations in Monmouth and Ocean Counties, New Jersey.

Interim CFO for this Internet startup in the group buying space. During this period, served with three CEO/Presidents during a very critical period of the company's develpment. Worked with the management team to implement a new strategy intended to grow the company substantially and position the company to raise additional capital.Developed an organization plan for expanded finance department and implemented policies and procedures.Managed the development of current… Show more Interim CFO for this Internet startup in the group buying space. During this period, served with three CEO/Presidents during a very critical period of the company's develpment. Worked with the management team to implement a new strategy intended to grow the company substantially and position the company to raise additional capital.Developed an organization plan for expanded finance department and implemented policies and procedures.Managed the development of current year budget and operating plan.Responsible for oversite of human resource department.Responsibility for all finacial function.Interfaced directly with the company's board. Show less

Partner with Tatum, an executive services firm. Currently is the Interim CFO at BuyWithMe.com, a fast growing, Internet group sales company that brings merchants and customers together at the local market level.Recently completed work with a client on a strategic planning consulting engagement. Previously with Tatum, has served as a consultant to a high profile public telecommunications company with worldwide revenue of $2 billion. Responsible for advising… Show more Partner with Tatum, an executive services firm. Currently is the Interim CFO at BuyWithMe.com, a fast growing, Internet group sales company that brings merchants and customers together at the local market level.Recently completed work with a client on a strategic planning consulting engagement. Previously with Tatum, has served as a consultant to a high profile public telecommunications company with worldwide revenue of $2 billion. Responsible for advising and supporting the Interim CFO in connection with special investigations relating to -stock option backdating -earnings manipulation and revenue recognition. -Managed various financial functions and played a key role in helping this client file a multi-year Form 10-K and relist on a major stock exchange.Participated in a significant restatement of 10 years of revenue to comply with provision of SOP 97-2 where VSOE could not be established for a substantial portion of the business.Managed a major restatement of foreign tax provisions.Attended management and audit committee meetings.Principal participant in business unit closing meetings. Show less

Responsible for advising and supporting the Interim CFO in connection with special investigations relating to -stock option backdating -earnings manipulation and revenue recognition. -Managed various financial functions and played a key role in helping this client file a multi-year Form 10-K and relist on a major stock exchange. Participated in a significant restatement of 10 years of revenue to comply with provision of SOP 97-2 where VSOE could not be established for a… Show more Responsible for advising and supporting the Interim CFO in connection with special investigations relating to -stock option backdating -earnings manipulation and revenue recognition. -Managed various financial functions and played a key role in helping this client file a multi-year Form 10-K and relist on a major stock exchange. Participated in a significant restatement of 10 years of revenue to comply with provision of SOP 97-2 where VSOE could not be established for a substantial portion of the business. Managed a major restatement of foreign tax provisions. Attended management and audit committee meetings. Principal participant in business unit closing meetings. Show less

Restructured operations from geographical to business segments. Managed operations throughout all US locations and 5 operating divisions.(80% of revenues) A $20 million publicly held health care software and services company. This was a distressed company that needed to be guided through a restructuring and rehabilitation. Raised over $12 million in capital using a wide variety of vehicles (Private Placement, PIPE, Registration, Asset Based Lending, etc.). Eliminated… Show more Restructured operations from geographical to business segments. Managed operations throughout all US locations and 5 operating divisions.(80% of revenues) A $20 million publicly held health care software and services company. This was a distressed company that needed to be guided through a restructuring and rehabilitation. Raised over $12 million in capital using a wide variety of vehicles (Private Placement, PIPE, Registration, Asset Based Lending, etc.). Eliminated and sold unprofitable business segments. Negotiated work out agreements with vendors. Implemented a market awareness program to create interest in stock. Prepared significant SEC annual and registration filings, including significant restatements of prior filings. Show less

This startup company was formed to be a rollup of health care service and technology companies with revenues of approximately $30 million. Growth strategy was through acquisitions with six acquisitions over a three year period and many others not executed. Member of the Executive Committee and Secretary-Treasurer and Director of Human ResourcesCoordinated all financial aspects of the company including capital funding, banking relations, M&A, accounting and other… Show more This startup company was formed to be a rollup of health care service and technology companies with revenues of approximately $30 million. Growth strategy was through acquisitions with six acquisitions over a three year period and many others not executed. Member of the Executive Committee and Secretary-Treasurer and Director of Human ResourcesCoordinated all financial aspects of the company including capital funding, banking relations, M&A, accounting and other functions.Raised $8 million in capital working with investment bankers.Directed major acquisitions to acquire proprietary products.Developed pricing and cost models for all company products.Managed claims management (billing service) for entire company, including sales and marketing for this business segment. Show less

This wholly owned start up venture was built into a very profitable company with $3 million in revenue prior to sale.Founded a recognized health care billing and collection and medical consulting company with annualized billings under management in excess of $50 million. Arranged for financing to fund startup and to provide working capital.Evolved strategically into technology service and sales to health care providers.Expanded Company through a joint venture to provide… Show more This wholly owned start up venture was built into a very profitable company with $3 million in revenue prior to sale.Founded a recognized health care billing and collection and medical consulting company with annualized billings under management in excess of $50 million. Arranged for financing to fund startup and to provide working capital.Evolved strategically into technology service and sales to health care providers.Expanded Company through a joint venture to provide practice management and practice analysis services to health care providers.Sold company to Physician Informatics. Show less

A multi billion insurance company offering commercial liability insurance, personal lines property and liability insurance, life insurance and specialty line coverage. Was second highest ranking executive and served on Executive as well as other key operating committees.Managed all accounting and finance functionsNegotiated the disposition of many non-strategic subsidiaries and assets.Developed and implemented various capital enhancing techniques.Developed and led… Show more A multi billion insurance company offering commercial liability insurance, personal lines property and liability insurance, life insurance and specialty line coverage. Was second highest ranking executive and served on Executive as well as other key operating committees.Managed all accounting and finance functionsNegotiated the disposition of many non-strategic subsidiaries and assets.Developed and implemented various capital enhancing techniques.Developed and led implementation of a successful plan to reposition and restructure the company's major businesses and to significantly reduce expenses.Coordinated strategic and operational planning, actuarial and reinsurance strategy and collections. Show less

Real estate joint venture with $500 million under management. Owned 50% by Xerox Financial Services, a division of Xerox Corporation with revenues in excess of $1 billion. The joint venture was involved in development, acquisition and management of large destination hotels under high profile hotel flags for income or resale.Approved all real estate joint venture development projects presented by Xerox real estate partners. Approved standing hotels at destination locations involving… Show more Real estate joint venture with $500 million under management. Owned 50% by Xerox Financial Services, a division of Xerox Corporation with revenues in excess of $1 billion. The joint venture was involved in development, acquisition and management of large destination hotels under high profile hotel flags for income or resale.Approved all real estate joint venture development projects presented by Xerox real estate partners. Approved standing hotels at destination locations involving transactions of $10 million and much higher. Managed other investment properties including luxury condominium developments, shopping centers, and office buildings, most of which were large undertakings in major cities. Show less

A publicly held health insurance company with premium volume over $200 million annually. Appointed to the Office of the President that had responsibility for all operating decisions. Managed all accounting and finance functionsNegotiated replacement bank credit lines with new bank.Developed strategy to raise capital through sale of company and negotiated definitive sales agreement.

A multi-billion dollar life and health insurance company. During this time frame the company was converted from a mutual company owned by policyholders to a public company. Prepared or managed all financial reporting and analysis.Coordinated financial aspects for due diligence in major acquisitions, private placement offerings, disposal of property and liability subsidiary, sale and leaseback… Show more A multi-billion dollar life and health insurance company. During this time frame the company was converted from a mutual company owned by policyholders to a public company. Prepared or managed all financial reporting and analysis.Coordinated financial aspects for due diligence in major acquisitions, private placement offerings, disposal of property and liability subsidiary, sale and leaseback, demutualization into public company.Managed initial filing as a public company. Show less

Partner with twenty years of expertise in life, health care, property and liability and reinsurance segments of the insurance industry. Acquisition consultant and advisor to large non-insurance companies seeking to buy insurance companies, form captives or searching for other risk management alternatives.Responsibility